Moneyview IPO
MONEYVIEW · BSE, NSE · Mainboard · Finance - Investment
Overview
Updated 12 days agoMoneyview is a digital-only, credit-led financial services platform that provides personal loans and other financial products to the 'Middle India' segment. The company operates a capital-light model, leveraging partnerships with various financial institutions alongside its own NBFC subsidiary to facilitate credit.
The red bar is the price band. GMP-implied price is an unofficial grey-market number, not a forecast.
How much to apply
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Retail (min) | 1 | 441 | ₹14,994 |
| Retail (max) | 13 | 5,733 | ₹1,94,922 |
| sNII (min) | 14 | 6,174 | ₹2,09,916 |
| bNII (min) | 67 | 29,547 | ₹10,04,598 |
At the upper band. The amount is blocked in your bank account through UPI, not paid, until allotment.
Final subscription
As of 31 Oct, 16:42 ISTTimes the shares on offer were bid for, by investor category. Above 1x means the category is fully booked.
Listing performance
Latest price updated 5 hr ago.
Issue details
| Status | Listed |
| Exchange | BSE, NSE |
| Segment | Mainboard |
| Sector | Finance - Investment |
| Price band | ₹32–34 |
| Final issue price | ₹34.00 |
| Face value | ₹1 per share |
| Lot size | 441 shares |
| Minimum investment | ₹14,994 |
| Issue size | ₹1,092 Cr |
| Fresh issue | ₹750 Cr |
| P/E at upper band | 21.3x |
| Registrar | MUFG Intime India Private Limited |
| NSE symbol | MONEYVIEW |
| ISIN | INE0PTN01011 |
Fresh issue vs offer for sale
Shareholder quota and promoter holding
Company & business
Founded in 2014, Moneyview is a consumer-focused digital financial services platform that provides a suite of products including personal loans, credit cards, and insurance. The company utilizes a data-driven approach with proprietary AI/ML models to assess creditworthiness, targeting the aspirational 'Middle India' demographic. It operates as a lending service provider (LSP) in partnership with 48 financial partners, including its own NBFC subsidiary, Whizdm Finance Private Limited (WFPL). The platform is fully digital, offering a seamless user experience for loan origination and servicing. As of June 30, 2026, the company had 140.28 million registered users and served 99.04% of pin codes across India.
Objects of the issue — how the money will be used
- Investment to drive growth in loan disbursals under default loss guarantee (DLG) arrangements (₹325 Cr)
- Investment in WFPL for augmenting its capital base (₹250 Cr)
- General corporate purposes
Key strengths
- Large, growing, and sticky user base with a flywheel effect
- Data-driven approach for user segmentation and risk assessment
- Strong technology and AI capabilities enabling scalable growth
- Capital-light model with a diversified network of 48 financial partners
- Experienced management team with a track record in financial services and technology
- Proven business model with sustained growth and improving profitability
Key risks
- Dependence on ability to attract, engage, and monetize users
- Reliance on cooperation with financial partners for loan disbursals
- Exposure to borrower defaults and credit risks
- Rapid growth may not be sustainable or cost-effective
- Limited operating history across some newer products and services
- Potential for increased impairment expenses and DLG obligations
- Dependence on key managerial personnel and senior management
Promoters
Puneet Agarwal, Sanjay Aggarwal, Sushma Abburi
Decoded from the RHP with AI on 01-Nov-2026. Check the offer document before you apply.
Financials (restated, ₹ crore)
| Period | Revenue | Expenses | Profit after tax | Assets | Net worth | Borrowings |
|---|---|---|---|---|---|---|
| FY24 | 1,342.37 | -- | 171.15 | 3,519.50 | 1,606.64 | 1,708.92 |
| FY25 | 2,339.15 | -- | 240.28 | 5,632.42 | 1,918.66 | 3,413.37 |
| FY26 | 3,351.16 | -- | 242.71 | 8,104.85 | 2,225.42 | 5,157.04 |
Key performance indicators · FY26
Peers & valuation
Listed peers as chosen by the issuer in the offer document (Basis for Issue Price).
| Company | Revenue (₹ Cr) | EPS (₹) | P/E | RoNW % | NAV (₹) |
|---|---|---|---|---|---|
| Moneyview this issue | 3,351.2 | 1.60 | 21.3x | 17.85 | 14.57 |
| OnEMI Technology Solutions Limited | 2,179.3 | 46.80 | 16.6 | 20.96 | 21.39 |
| PB Fintech Limited | 6,794.0 | 14.58 | 120.3 | 9.17 | 14.46 |
| One97 Communications Limited | 8,437.0 | 8.66 | 213.5 | 4.61 | 8.55 |
| Bajaj Finance Limited | 81,982.4 | 30.60 | 33.7 | 17.19 | 183.21 |
| SBI Cards and Payment Services Limited | 19,899.6 | 22.77 | 28.0 | 13.72 | 166.00 |
This issue is priced at 21.3x P/E against a peer median of 33.7x: a discount of 37%. A measurement, not a verdict.
Documents and resources
Offer documents and the issuer, exchange, registrar and SEBI pages for this issue.