LOANS · CALCULATOR
EMI Calculator
Equated monthly instalment for any loan, with total interest and a principal-vs-interest chart.
Result—
Breakdown
Growth over time
Year by year
How this is calculated
EMI = P × r × (1 + r)^n ÷ ((1 + r)^n − 1), with r the monthly rate and n the months.
What the letters mean: P = loan, r = yearly rate ÷ 12, n = months.
Timing: EMIs are paid at the end of each month.
Default values: Loan amount: ₹10.00 L · Interest rate (p.a.): 10 % · Tenure: 60 months · Extra payment every year: ₹0 · One-time part payment: ₹0 · Part payment in year: 2 yrs
Results are estimates, not investment or tax advice. Real returns go up and down; interest rates, taxes and charges change the actual amount. Please check with a CA or the income tax portal before filing.