LOANS · CALCULATOR
Car Loan EMI
EMI after your down payment, the total interest and what the car really costs you.
Result—
Breakdown
Growth over time
Year by year
How this is calculated
Loan = price − down payment. EMI uses the standard reducing-balance formula.
What the letters mean: Loan = on-road price − down payment; r = yearly rate ÷ 12; n = months.
Timing: EMIs are paid at the end of each month.
Default values: Car price (on-road): ₹10.00 L · Down payment: 20 % · Interest rate (p.a.): 9 % · Tenure: 5 yrs
Results are estimates, not investment or tax advice. Real returns go up and down; interest rates, taxes and charges change the actual amount. Please check with a CA or the income tax portal before filing.