SAVE · CALCULATOR
FD Calculator
Maturity value and interest earned on a fixed deposit, with quarterly compounding as most Indian banks use.
Breakdown
Growth over time
Year by year
How this is calculated
Maturity = P × (1 + r / n)^(n × t), with n the compounding periods a year. Interest may be taxed at your slab; TDS applies above the yearly limit.
What the letters mean: P = deposit, r = yearly rate (+0.5% for seniors if chosen), n = compounding periods a year, t = years.
Timing: The deposit is made on day one; interest is added every quarter (or the period you choose).
Default values: Deposit amount: ₹1.00 L · Interest rate (p.a.): 7 % · Tenure: 5 yrs · Compounding: Quarterly · Senior citizen: No · Your income-tax slab: 0 %
Results are estimates, not investment or tax advice. Real returns go up and down; interest rates, taxes and charges change the actual amount. Please check with a CA or the income tax portal before filing.