TAX · CALCULATOR
HRA Exemption Calculator
How much of your house rent allowance is exempt from tax under the old regime.
Breakdown
Growth over time
Year by year
How this is calculated
Exempt HRA is the lowest of: HRA received; rent paid minus 10% of salary (basic + DA); 50% of salary in the four metros or 40% elsewhere. The new regime gives no HRA exemption.
What the letters mean: Salary = basic + DA counted for retirement benefits. All three limits are worked out for the year.
Timing: Monthly amounts are multiplied by 12; the exemption is for the full year (old regime only).
Default values: Basic salary (monthly): ₹50,000 · DA counted for retirement (monthly): ₹0 · HRA received (monthly): ₹20,000 · Rent paid (monthly): ₹18,000 · City: Delhi, Mumbai, Kolkata, Chennai
Results are estimates, not investment or tax advice. Real returns go up and down; interest rates, taxes and charges change the actual amount. Please check with a CA or the income tax portal before filing.