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INVEST · CALCULATOR

Lumpsum Calculator

What a one-time investment grows to at a given annual return.

₹₹1,000₹1.00 Cr
%1 %30 %
yrs1 yrs40 yrs
Advanced options 2
%0 %12 %
Tax on gains
Result—
Rates as on 02 Nov 2026 · Source: incometaxindia.gov.in

Breakdown

Growth over time

Year by year

How this is calculated

Future value = P × (1 + r)^t, with r the annual return and t the years.

What the letters mean: P = amount invested, r = yearly return, t = years. Real value = value ÷ (1 + inflation)^t.

Timing: The money is invested once, on day one, and grows yearly.

Default values: Total investment: ₹1.00 L · Expected return (p.a.): 12 % · Time period: 10 yrs · Inflation (to see real value): 6 % · Tax on gains: Equity (12.5% LTCG)

Results are estimates, not investment or tax advice. Real returns go up and down; interest rates, taxes and charges change the actual amount. Please check with a CA or the income tax portal before filing.