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Sukanya Samriddhi Calculator
Maturity value of a Sukanya Samriddhi account: deposits for 15 years, maturity after 21 years, all tax-free.
Breakdown
Growth over time
Year by year
How this is calculated
Deposits are made for the first 15 years (₹250 to ₹1.5 lakh a year). The account earns the government rate, compounded yearly, until it matures 21 years after opening. Deposits get 80C benefit and interest and maturity are tax-free.
What the letters mean: A = yearly deposit (₹250 to ₹1.5 lakh), r = scheme rate, compounded yearly; deposits for 15 years, maturity at 21 years.
Timing: Deposit at the start of each year (before the 5th of April) for full-year interest.
Default values: Yearly deposit: ₹50,000 · Interest rate: 8.2 % · Daughter's age today: 3 yrs
Results are estimates, not investment or tax advice. Real returns go up and down; interest rates, taxes and charges change the actual amount. Please check with a CA or the income tax portal before filing.