INVEST · CALCULATOR
SWP Calculator
Plan a systematic withdrawal: how long your corpus lasts and what is left at the end.
Breakdown
Growth over time
Year by year
How this is calculated
Every month the balance earns the monthly return, then the withdrawal is taken out. If the balance runs out early, the calculator shows when.
What the letters mean: P = starting corpus, W = monthly withdrawal, i = yearly return ÷ 12. Each month: balance × (1 + i) − W. W can rise every year by the step you set.
Timing: The month's return is added first, then the withdrawal is taken at the end of the month.
Default values: Total investment: ₹25.00 L · Monthly withdrawal: ₹20,000 · Expected return (p.a.): 8 % · Time period: 10 yrs · Raise withdrawal every year by: 0 %
Results are estimates, not investment or tax advice. Real returns go up and down; interest rates, taxes and charges change the actual amount. Please check with a CA or the income tax portal before filing.