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Gratuity Calculator
Gratuity due after five or more years with one employer, and how much of it is tax-free.
Breakdown
Growth over time
Year by year
How this is calculated
Covered: 15 × last salary × years ÷ 26. Not covered: 15 × last salary × years ÷ 30 (only full years count). Up to ₹20 lakh is tax-free for private-sector employees.
What the letters mean: Salary = last drawn basic + DA (monthly); years = completed years (6 months or more counts as a year under the Act).
Timing: Paid once, when you leave after 5 or more years of service.
Default values: Last basic + DA (monthly): ₹60,000 · Years of service: 10 yrs · Employer covered by the Gratuity Act: Yes
Results are estimates, not investment or tax advice. Real returns go up and down; interest rates, taxes and charges change the actual amount. Please check with a CA or the income tax portal before filing.