Financials · Major Banks

CCitigroup Inc.

NYSEC ISINUS1729674242 SEC CIK0000831001 Listed on NYSE · USD

$123.73 -0.48 (-0.39%) Pre-market $123.75 (-0.37%) ≈ ₹11,612 a share

Open chart

Price, last 12 months+23.24% in a year

Key numbers

Market value: $204.79B
P/E (TTM): 12.1
Forward P/E: 10.7
EPS (TTM): $10.26
Dividend yield: 2.17%
Beta: 1.15
Day range: $123.34 – $124.72
52-week range: $95.83 – $147.96
Volume: 375,468
10-day avg volume: $10.82M
Revenue (TTM): $148.59B
EBITDA (TTM): $51.85B
Gross margin: —
Net margin: 21.4%
Return on equity: 9.3%
Debt / equity: 376.1%
Price / sales: 1.38
Shares out: 1.66B

52W low52W high

Quarterly results

Results for each quarter

Last 12 quarters from 10-Q and 10-K filings with the US SEC. Q4 = full year minus the first three quarters. Hover a bar to see the number.

Revenue and net income

$21.45B$4.61B

Mar 23

$19.44B$2.92B

Jun 23

$20.14B$3.55B

Sep 23

$17.04B$-1.84B

Dec 23

$21.02B$3.37B

Mar 24

$20.03B$3.22B

Jun 24

$20.21B$3.24B

Sep 24

$19.47B$2.86B

Dec 24

$21.60B$4.06B

Mar 25

$21.67B$4.02B

Jun 25

$22.09B$3.75B

Sep 25

$19.87B$2.47B

Dec 25

Revenue · QoQ (vs last quarter)

—-9.4%+3.6%-15%+23%-4.7%+0.9%-3.7%+11%+0.3%+1.9%-10%

Revenue · YoY (vs a year ago)

————-2.0%+3.1%+0.3%+14%+2.8%+8.2%+9.3%+2.1%

Net income · QoQ (vs last quarter)

—-37%+22%-152%+283%-4.6%+0.7%-12%+42%-1.1%-6.6%-34%

Net income · YoY (vs a year ago)

————-27%+10%-8.7%+255%+21%+25%+16%-13%

RevenueOperating incomeNet incomeLine = trend

US$	Mar 23	Jun 23	Sep 23	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25	Sep 25	Dec 25
Revenue	$21.45B	$19.44B	$20.14B	$17.04B	$21.02B	$20.03B	$20.21B	$19.47B	$21.60B	$21.67B	$22.09B	$19.87B
Interest expense	$16.05B	$18.75B	$21.01B	$22.56B	$22.72B	$22.49B	—	—	—	—	—	—
Pre-tax income	$6.18B	$4.04B	$4.79B	$-2.10B	$4.54B	$4.31B	$4.39B	$3.80B	$5.45B	$5.22B	$5.35B	$3.81B
Income tax	$1.53B	$1.09B	$1.20B	$-296.00M	$1.14B	$1.05B	$1.12B	$912.00M	$1.34B	$1.19B	$1.56B	$1.29B
Net income	$4.61B	$2.92B	$3.55B	$-1.84B	$3.37B	$3.22B	$3.24B	$2.86B	$4.06B	$4.02B	$3.75B	$2.47B
Net margin	21.5%	15.0%	17.6%	-10.8%	16.0%	16.1%	16.0%	14.7%	18.8%	18.5%	17.0%	12.4%
EPS (diluted)	$2.19	$1.33	$1.63	—	$1.58	$1.52	$1.51	—	$1.96	$1.96	$1.86	—

Income statement

Results for each year

8 fiscal years from the company's 10-K filings with the US SEC.

Revenue, gross profit and net income

$72.85B$65.29B$18.05B

FY18

$75.07B$66.68B$19.40B

FY19

$75.50B$58.01B$11.05B

FY20

$71.88B$21.95B

FY21

$75.34B$14.85B

FY22

$78.07B$9.23B

FY23

$80.72B$12.68B

FY24

$85.23B$14.31B

FY25

Revenue · YoY (vs a year ago)

—+3.0%+0.6%-4.8%+4.8%+3.6%+3.4%+5.6%

Net income · YoY (vs a year ago)

—+7.5%-43%+99%-32%-38%+37%+13%

RevenueGross profitNet incomeLine = trend

$6.68

FY18

$8.04

FY19

$4.72

FY20

$10.14

FY21

$7.00

FY22

$4.04

FY23

$5.94

FY24

$6.99

FY25

EPS (diluted) · YoY (vs a year ago)

—+20%-41%+115%-31%-42%+47%+18%

EPS (diluted)Line = trend

US$	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Revenue	$72.85B	$75.07B	$75.50B	$71.88B	$75.34B	$78.07B	$80.72B	$85.23B
Revenue growth	—	3.0%	0.6%	-4.8%	4.8%	3.6%	3.4%	5.6%
Cost of revenue	$7.57B	$8.38B	$17.50B	—	—	—	—	—
Gross profit	$65.29B	$66.68B	$58.01B	—	—	—	—	—
Gross margin	89.6%	88.8%	76.8%	—	—	—	—	—
Depreciation & amortisation	$3.75B	$3.91B	$3.94B	$3.96B	$4.26B	$4.56B	$4.31B	$4.37B
Interest expense	$24.27B	$28.38B	$13.34B	$7.98B	$25.74B	$78.36B	—	—
Pre-tax income	$23.45B	$23.90B	$13.63B	$27.47B	$18.81B	$12.91B	$17.05B	$19.83B
Income tax	$5.36B	$4.43B	$2.53B	$5.45B	$3.64B	$3.53B	$4.21B	$5.37B
Tax rate	22.8%	18.5%	18.5%	19.8%	19.4%	27.3%	24.7%	27.1%
Net income	$18.05B	$19.40B	$11.05B	$21.95B	$14.85B	$9.23B	$12.68B	$14.31B
Net margin	24.8%	25.8%	14.6%	30.5%	19.7%	11.8%	15.7%	16.8%
EPS (diluted)	$6.68	$8.04	$4.72	$10.14	$7.00	$4.04	$5.94	$6.99

Balance sheet

Assets and debt

At each fiscal year end.

Equity, debt and cash

$196.22B$232.00B$188.11B

FY18

$193.24B$248.76B$193.92B

FY19

$199.44B$271.69B$309.62B

FY20

$201.97B$254.37B$262.03B

FY21

$201.19B$271.61B$342.03B

FY22

$205.45B$286.62B$260.93B

FY23

$208.60B$287.30B$276.53B

FY24

$212.29B$315.83B$349.58B

FY25

Shareholders' equity · YoY (vs a year ago)

—-1.5%+3.2%+1.3%-0.4%+2.1%+1.5%+1.8%

Shareholders' equityTotal debtCash + short-term investmentsLine = trend

US$	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Cash & equivalents	$188.11B	$193.92B	$309.62B	$262.03B	$342.03B	$260.93B	$276.53B	$349.58B
Total assets	$1.92T	$1.95T	$2.26T	$2.29T	$2.42T	$2.41T	$2.35T	$2.66T
Deposits	$1.01T	$1.07T	$1.28T	$1.32T	$1.37T	$1.31T	$1.28T	$1.40T
Long-term debt	$232.00B	$248.76B	$271.69B	$254.37B	$271.61B	$286.62B	$287.30B	$315.83B
Total debt	$232.00B	$248.76B	$271.69B	$254.37B	$271.61B	$286.62B	$287.30B	$315.83B
Total liabilities	$1.72T	$1.76T	$2.06T	$2.09T	$2.21T	$2.21T	$2.14T	$2.44T
Shareholders' equity	$196.22B	$193.24B	$199.44B	$201.97B	$201.19B	$205.45B	$208.60B	$212.29B
Debt / equity	1.18	1.29	1.36	1.26	1.35	1.40	1.38	1.49
Return on equity	9.2%	10.0%	5.5%	10.9%	7.4%	4.5%	6.1%	6.7%

Cash flow

Cash coming in and going out

Free cash flow = cash from operations minus capital spending. Shareholder returns = dividends + buybacks.

Free cash flow and shareholder returns

$36.95B$33.18B$19.45B

FY18

$-12.84B$-18.17B$23.02B

FY19

$-23.49B$-26.93B$8.28B

FY20

$47.09B$42.97B$12.80B

FY21

$25.07B$19.44B$8.25B

FY22

$-73.42B$-80.00B$7.19B

FY23

$-19.67B$-26.17B$7.67B

FY24

$-67.63B$-74.15B$18.62B

FY25

Operating cash flow · YoY (vs a year ago)

—-135%-83%+300%-47%-393%+73%-244%

Free cash flow · YoY (vs a year ago)

—-155%-48%+260%-55%-512%+67%-183%

Operating cash flowFree cash flowDividends + buybacksLine = trend

US$	FY18	FY19	FY20	FY21	FY22	FY23	FY24	FY25
Cash from operations	$36.95B	$-12.84B	$-23.49B	$47.09B	$25.07B	$-73.42B	$-19.67B	$-67.63B
Capital spending	$-3.77B	$-5.34B	$-3.45B	$-4.12B	$-5.63B	$-6.58B	$-6.50B	$-6.52B
Free cash flow	$33.18B	$-18.17B	$-26.93B	$42.97B	$19.44B	$-80.00B	$-26.17B	$-74.15B
FCF margin	45.5%	-24.2%	-35.7%	59.8%	25.8%	-102.5%	-32.4%	-87.0%
Cash from investing	$-73.12B	$-23.37B	$-92.45B	$-110.75B	$-79.46B	$-8.46B	$86.25B	$-108.28B
Cash from financing	$44.53B	$42.93B	$233.60B	$17.27B	$137.76B	$687.00M	$-38.30B	$238.03B
Dividends paid	$-5.02B	$-5.45B	$-5.35B	$-5.20B	$-5.00B	$-5.21B	$-5.20B	$-5.37B
Share buybacks	$-14.43B	$-17.57B	$-2.93B	$-7.60B	$-3.25B	$-1.98B	$-2.47B	$-13.25B

About

About Citigroup Inc.

Citigroup Inc. or Citi is an American multinational investment bank and financial services company based in New York City. The company was formed in 1998 by the merger of Citicorp, the bank holding company for Citibank, and Travelers; Travelers was spun off from the company in 2002.

From Wikipedia (CC BY-SA 4.0).

Company details

Company name: Citigroup Inc.
Ticker: C
Exchange: NYSE
ISIN: US1729674242
SEC CIK: 0000831001
Other tickers: C-PN, C-PR
Sector: Financials
Industry: Major Banks
SEC industry (SIC): National Commercial Banks (6021)
Incorporated in: Delaware
Financial year ends: 31 December
Filer type: Large accelerated filer
Latest annual report (10-K): 20 Feb 2026
CEO: Jane Fraser
Chair: Jane Fraser
Headquarters: New York, New York, United States
Address: 388 Greenwich Street, New York, Ny 10013
Founded: 1812
Employees: 226,000
Formerly known as: Travelers Group Inc, Travelers Inc
Trades in: US dollars (USD)
Website: citigroup.com

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CCitigroup Inc.

Key numbers

Quarterly results

Revenue and net income

Income statement

Revenue, gross profit and net income

Balance sheet

Equity, debt and cash

Cash flow

Free cash flow and shareholder returns

About

Company details

News

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