Financial Services · NIFTY 500
Union Bank of India
₹204.40 +2.21 (+1.09%) Updated 12 Nov, 8:49 pm IST
Today
- Open
- ₹202.20
- Prev close
- ₹202.19
- Day high
- ₹204.40
- Day low
- ₹199.46
- Volume
- 1.63 Cr
- Value traded
- ₹330.93 Cr
- Upper circuit
- ₹209.57
- Lower circuit
- ₹197.37
- 52W high
- ₹205.49
- 52W low
- ₹145.87
- 1 month
- +9.03%
- 6 months
- +14.16%
Ratios
Key numbers
Worked out from the latest filings (Consolidated) and today's price. TTM = last four quarters.
Quarterly results
Results for each quarter
Last 12 quarters, consolidated, ₹ crore. Hover a bar to see the number.
Revenue and net profit
Revenue · QoQ (vs last quarter)
Revenue · YoY (vs a year ago)
Net profit · QoQ (vs last quarter)
Net profit · YoY (vs a year ago)
EPS (₹) · YoY (vs a year ago)
| ₹ Cr | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 25,521 | 26,510 | 26,527 | 26,887 | 27,135 | 27,869 | 27,475 | 26,665 | 26,819 | 26,676 | 27,427 | 28,378 |
| Other income | 4,281 | 5,102 | 4,799 | 5,926 | 4,614 | 6,223 | 4,869 | 5,550 | 5,183 | 5,999 | 5,233 | 5,094 |
| Total income | 29,802 | 31,612 | 31,325 | 32,812 | 31,749 | 34,092 | 32,344 | 32,215 | 32,002 | 32,675 | 32,660 | 33,471 |
| Interest expended | 16,236 | 16,966 | 17,004 | 17,720 | 17,765 | 18,245 | 18,231 | 17,707 | 17,370 | 17,005 | 17,206 | 17,612 |
| Employee cost | 3,377 | 4,791 | 3,617 | 3,678 | 3,554 | 4,148 | 4,032 | 4,003 | 4,114 | 3,539 | 3,925 | 4,064 |
| Provisions | 1,781 | 1,253 | 2,857 | 1,739 | 1,622 | 1,560 | 1,667 | 1,392 | 322 | 1,050 | 973 | 702 |
| Total expenses | 6,232 | 8,112 | 6,510 | 6,947 | 6,474 | 8,113 | 7,177 | 7,663 | 7,672 | 7,693 | 7,414 | 7,708 |
| Profit before tax | 5,554 | 5,281 | 4,954 | 6,406 | 5,889 | 6,175 | 5,269 | 5,453 | 6,638 | 6,926 | 7,067 | 7,449 |
| Tax | 1,944 | 1,971 | 1,354 | 1,684 | 1,292 | 1,174 | 1,132 | 1,171 | 1,609 | 1,592 | 1,699 | 1,878 |
| Net profit | 3,610 | 3,310 | 3,601 | 4,722 | 4,597 | 5,001 | 4,137 | 4,281 | 5,029 | 5,334 | 5,368 | 5,570 |
| EPS (₹) | 4.89 | 4.44 | 4.77 | 6.22 | 6.06 | 6.56 | 5.80 | 5.80 | 6.65 | 7.21 | 7.39 | 7.57 |
| Gross NPA % | — | 0.05% | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | 0.01% | — | — | — | — | — | — | — | — | — | — |
Profit & loss
Results for each year
3 financial years (April to March), consolidated, ₹ crore.
Sales, operating profit and net profit
Revenue · YoY (vs a year ago)
Net profit · YoY (vs a year ago)
| ₹ Cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Interest earned | 100,376 | 108,417 | 106,799 |
| Other income | 17,813 | 21,562 | 21,601 |
| Total expenses | 26,506 | 28,044 | 30,206 |
| Employee cost | 14,593 | 14,996 | 15,687 |
| Profit before tax | 21,508 | 23,424 | 24,285 |
| Tax | 7,799 | 5,503 | 5,504 |
| Tax rate % | 36.3% | 23.5% | 22.7% |
| Net profit | 13,709 | 17,921 | 18,781 |
| Net margin % | 13.7% | 16.5% | 17.6% |
| EPS (₹) | 19.15 | 23.62 | 25.45 |
Balance sheet
Assets and debt
At each year end (and the latest half year), ₹ crore.
Equity, debt and assets
Shareholders' equity · YoY (vs a year ago)
| ₹ Cr | Mar 24 | Mar 25 | Mar 26 | Sep 26 |
|---|---|---|---|---|
| Share capital | 7,738 | 7,634 | 7,738 | 7,738 |
| Reserves | 89,860 | 106,096 | 125,814 | 136,443 |
| Shareholders' equity | 97,598 | 113,730 | 133,551 | 144,180 |
| Deposits | 1,224,593 | 1,312,291 | 1,309,759 | 1,322,310 |
| Total borrowings | 26,974 | 27,490 | 77,798 | 101,957 |
| Investments | 343,953 | 361,903 | 343,623 | 348,774 |
| Advances (loans) | 874,080 | 956,729 | 1,057,188 | 1,136,280 |
| Total assets | 1,401,996 | 1,511,329 | 1,587,503 | 1,624,866 |
| Debt / equity | 0.28 | 0.24 | 0.58 | 0.71 |
Cash flow
Cash coming in and going out
For each financial year, ₹ crore. Free cash flow = cash from operations minus spending on fixed assets.
Operating, investing and financing cash
Operations · YoY (vs a year ago)
| ₹ Cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Cash from operations | 19,930 | 17,479 | -35,798 |
| Cash from investing | -1,394 | -1,891 | -7,075 |
| Cash from financing | -11,489 | -3,550 | 7,729 |
| Net cash flow | 7,047 | 12,038 | -35,145 |
Shareholding
Who holds the shares
Promoter and public holding at each quarter end, as filed with NSE.
Holding over time
Latest (30 Sep 2026)
- Promoter & group
- 74.76%
- Public (FIIs, mutual funds, retail…)
- 25.24%
- Promoter change, last quarter
- 0.00 pts
Dividends & news
Latest dividends and announcements
Dividends & corporate actions
- Dividend - Rs 5 Per Share
- Dividend - Rs 4.75 Per Share
- Annual General Meeting/Dividend - Rs 3.60 Per Share
- Annual General Meeting/Dividend - Rs 3 Per Share
- Annual General Meeting/Dividend - Rs 1.90 Per Share
- Annual General Meeting
- Annual General Meeting
- Annual General Meeting
Board meetings
- Union Bank of India has informed the Exchange about Board Meeting to be held on 19-Oct-2026 to inter-alia consider and approve the Unaudited Financia…
- the financial results for the period ended September 30, 2026
- Fund raising.
- Fund Raising
- Union Bank of india has informed the Exchange about Board Meeting to be held on 15-Jul-2016 to inter-alia consider and approve the Unaudited Financia…
Filings with NSE
- General Updates
- Appointment
- Copy of Newspaper Publication
- Analysts/Institutional Investor Meet/Con. Call Updates
- Investor Presentation
- Press Release
- General Updates
Latest news
Union Bank of India raises stake in SUD Life to 26.24% with ₹336.51 crore infusionscanx.trade · 12 Nov, 5:40 pmUnion Bank of India among 5 stocks closing above VWAPThe Economic Times · 11 Nov, 9:26 amUnion Bank shares jump 5% as Q2 PAT rises 30% YoY, asset quality improvesBusiness Standard · 19 Oct, 12:30 pmUnion Bank Of India Share Price Today: Intraday AnalysisUnivest · 21 Oct, 12:30 pmUnion Bank of India Sees Sharp Open Interest Surge Amid Bullish Market SignalsMarketsMojo · 9 Nov, 9:25 pmUnion Bank of India Shares Fall 2.04% in Afternoon TradeMoneycontrol.com · 16 Jul, 12:30 pmBest bank stock to buy amid Q2 business updates: PNB, Canara, Union Bank, Indian Bank or Bandhan? Target PricesLivemint · 5 Oct, 12:30 pmUnion Bank of India shares decline over 7% despite positive Q1 business updates; check all detailsUpstox · 2 Jul, 12:30 pmAbout
About Union Bank of India
Union Bank of India is listed on the NSE under the symbol UNIONBANK and belongs to the Financial Services sector.
Company details
- Company name
- Union Bank of India
- NSE symbol
- UNIONBANK
- BSE scrip code
- 532477
- ISIN
- INE692A01016
- Listed on
- NSE, BSE
- Series
- EQ (normal equity)
- Listed on NSE since
- 24 Sep 2002
- Face value
- ₹10 per share
- Market lot
- 1 share
- Shares issued
- 763.36 crore
- Index
- NIFTY 500
- Sector (NSE)
- Financial Services
- Industry
- Major Banks
- Managing director / CEO
- Asheesh Pandey
- Headquarters
- Mumbai, Maharashtra, India
- Registered address
- 239, Vidhan Bhavan Marg, Nariman Point, Mumbai – 400 021
- Founded
- 1919
- Employees
- 73,885
- Financial year
- April to March
- Results basis
- Consolidated
- Website
- unionbankofindia.bank.in
Peers
Other Financial Services stocks
Prices from NSE via Upstox. Financials from the company's results filed with NSE (XBRL); ratios are our own working. Profile from global-stock-logos (MIT). For information only, not a recommendation to buy or sell.