Financial Services · NIFTY 500
Muthoot Finance Limited
₹2,932.90 +32.90 (+1.13%) Updated 12 Nov, 8:49 pm IST
Today
- Open
- ₹2,864.00
- Prev close
- ₹2,900.00
- Day high
- ₹2,953.80
- Day low
- ₹2,834.10
- Volume
- 10.78 L
- Value traded
- ₹315.12 Cr
- Upper circuit
- ₹3,018.50
- Lower circuit
- ₹2,842.70
- 52W high
- ₹4,149.50
- 52W low
- ₹2,305.00
- 1 month
- +12.09%
- 6 months
- -16.56%
Ratios
Key numbers
Worked out from the latest filings (Consolidated) and today's price. TTM = last four quarters.
Quarterly results
Results for each quarter
Last 12 quarters, consolidated, ₹ crore. Hover a bar to see the number.
Revenue and net profit
Revenue · QoQ (vs last quarter)
Revenue · YoY (vs a year ago)
Net profit · QoQ (vs last quarter)
Net profit · YoY (vs a year ago)
EPS (₹) · YoY (vs a year ago)
| ₹ Cr | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 3,820 | 4,164 | 4,474 | 4,929 | 5,190 | 5,622 | 6,450 | 7,283 | 8,188 | 9,289 | 8,672 | 9,998 |
| Other income | 22.7 | 15.6 | 18.6 | 28.6 | 32.0 | 31.2 | 34.9 | 49.8 | 51.6 | 2.6 | 23.2 | 13.0 |
| Total income | 3,843 | 4,179 | 4,492 | 4,957 | 5,222 | 5,653 | 6,485 | 7,333 | 8,239 | 9,291 | 8,695 | 10,011 |
| Raw material | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Purchases | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Employee cost | 437 | 542 | 518 | 530 | 580 | 697 | 696 | 727 | 785 | 583 | 738 | 761 |
| Other expenses | 329 | 370 | 334 | 374 | 398 | 464 | 414 | 457 | 456 | 677 | 548 | 503 |
| Total expenses | 2,308 | 2,594 | 2,847 | 3,156 | 3,335 | 3,721 | 3,831 | 4,088 | 4,417 | 4,707 | 4,898 | 5,612 |
| Finance cost | 1,412 | 1,447 | 1,595 | 1,807 | 1,900 | 2,111 | 2,355 | 2,571 | 2,919 | 3,155 | 3,458 | 3,717 |
| Depreciation | 24.1 | 26.6 | 25.8 | 24.9 | 30.6 | 34.7 | 34.8 | 37.6 | 40.5 | 24.5 | 31.4 | 38.2 |
| Profit before tax | 1,534 | 1,585 | 1,646 | 1,802 | 1,886 | 1,932 | 2,654 | 3,244 | 3,822 | 4,584 | 3,797 | 4,399 |
| Tax | 389 | 403 | 450 | 481 | 495 | 488 | 680 | 833 | 999 | 1,187 | 972 | 1,121 |
| Net profit | 1,145 | 1,182 | 1,196 | 1,321 | 1,392 | 1,444 | 1,974 | 2,412 | 2,823 | 3,397 | 2,825 | 3,278 |
| Profit to shareholders | 1,104 | 1,139 | 1,164 | 1,272 | 1,389 | 1,478 | 2,016 | 2,421 | 2,804 | 3,349 | 2,799 | 3,247 |
| EPS (₹) | 27.49 | 28.37 | 28.99 | 31.67 | 35.36 | 36.81 | 50.22 | 60.30 | 69.84 | 83.43 | 69.72 | 80.87 |
Profit & loss
Results for each year
8 financial years (April to March), consolidated, ₹ crore.
Sales, operating profit and net profit
Revenue · YoY (vs a year ago)
Net profit · YoY (vs a year ago)
| ₹ Cr | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| Interest earned | 7,594 | 9,684 | 11,531 | 12,185 | 11,898 | 15,062 | 20,214 | 31,209 |
| Other income | 6.6 | 23.3 | 35.6 | 52.6 | 77.3 | 101 | 110 | 54.2 |
| Total expenses | 4,342 | 5,447 | 6,435 | 6,827 | 7,052 | 9,166 | 13,058 | 16,959 |
| Employee cost | 1,013 | 1,208 | 1,189 | 1,239 | 1,488 | 1,828 | 2,325 | 2,791 |
| Finance cost | 2,535 | 3,173 | 4,100 | 4,256 | 4,209 | 5,430 | 7,412 | 11,000 |
| Depreciation | 51.7 | 59.2 | 67.4 | 70.0 | 78.2 | 92.1 | 116 | 137 |
| Profit before tax | 3,260 | 4,260 | 5,131 | 5,410 | 4,923 | 5,997 | 7,266 | 14,305 |
| Tax | 1,157 | 1,092 | 1,313 | 1,379 | 1,253 | 1,529 | 1,914 | 3,698 |
| Tax rate % | 35.5% | 25.6% | 25.6% | 25.5% | 25.5% | 25.5% | 26.3% | 25.9% |
| Net profit | 2,103 | 3,169 | 3,819 | 4,031 | 3,670 | 4,468 | 5,352 | 10,607 |
| Profit to shareholders | 2,078 | 3,138 | 3,804 | 4,017 | 3,612 | 4,324 | 5,333 | 10,590 |
| Net margin % | 27.4% | 32.4% | 33.0% | 33.0% | 30.4% | 28.7% | 26.4% | 33.9% |
| EPS (₹) | 51.82 | 78.20 | 94.76 | 100.05 | 89.98 | 107.71 | 132.83 | 263.79 |
Balance sheet
Assets and debt
At each year end (and the latest half year), ₹ crore.
Equity, debt and assets
Shareholders' equity · YoY (vs a year ago)
| ₹ Cr | Mar 23 | Mar 24 | Mar 25 | Mar 26 | Sep 26 |
|---|---|---|---|---|---|
| Shareholders' equity | 22,153 | 25,754 | 29,367 | 39,130 | 43,926 |
| Deposits | 331 | 402 | 578 | 780 | 1,030 |
| Total borrowings | 40,597 | 50,052 | 74,504 | 113,630 | 122,322 |
| Fixed assets (PPE) | 327 | 426 | 621 | 655 | 676 |
| Investments | 546 | 712 | 2,401 | 550 | 1,439 |
| Inventories | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Cash & equivalents | 7,770 | 6,037 | 8,167 | 12,614 | 14,565 |
| Total assets | 80,149 | 96,469 | 132,860 | 195,754 | 230,051 |
| Debt / equity | 1.83 | 1.94 | 2.54 | 2.90 | 2.78 |
Cash flow
Cash coming in and going out
For each financial year, ₹ crore. Free cash flow = cash from operations minus spending on fixed assets.
Operating, investing and financing cash
Operations · YoY (vs a year ago)
| ₹ Cr | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|
| Cash from operations | -1,373 | -2,804 | -13,754 | -26,376 | -47,393 |
| Cash from investing | 422 | 181 | -47.4 | 1,791 | 2,458 |
| Cash from financing | 3,222 | 395 | 11,958 | 29,893 | 49,320 |
| Spent on fixed assets | -97.1 | -141 | -222 | -217 | -153 |
| Free cash flow | -1,470 | -2,945 | -13,976 | -26,593 | -47,545 |
| Net cash flow | 2,271 | -2,228 | -1,844 | 5,307 | 4,385 |
Shareholding
Who holds the shares
Promoter and public holding at each quarter end, as filed with NSE.
Holding over time
Latest (30 Sep 2026)
- Promoter & group
- 73.35%
- Public (FIIs, mutual funds, retail…)
- 26.65%
- Promoter change, last quarter
- 0.00 pts
Dividends & news
Latest dividends and announcements
Dividends & corporate actions
- Interim Dividend - Rs 30 Per Share
- Interim Dividend - Rs 26 Per Share
- Annual General Meeting
- Interim Dividend - Rs 24 Per Share
- Annual General Meeting
- Interim Dividend - Rs 22 Per Share
- Annual General Meeting
- Interim Dividend - Rs 20 Per Share
Board meetings
- the unaudited financial results for the period ended September 30, 2026
- MUTHOOT FINANCE LIMITED has informed the Exchange about Board Meeting to be held on 31-Oct-2026 to inter-alia consider and approve the Unaudited Fina…
- the unaudited financial results for the period ended Jun 30, 2026
- MUTHOOT FINANCE LIMITED has informed the Exchange about Board Meeting to be held on 01-Aug-2026 to inter-alia consider and approve the Unaudited Fina…
- the audited financial results for the period ended March 31, 2026
Filings with NSE
- General Updates
- Copy of Newspaper Publication
- Investor Presentation
- Press Release
- Outcome of Board Meeting
- Certificate under SEBI (Depositories and Participants) Regulations, 2018
- Appointment
Latest news
MUTHOOTFIN Outlook for the WeekEquitypandit · 30 Oct, 12:30 pmMuthoot Finance Share Price Falls Nearly 9% After Q1 Results, Brokerage Downgrades Weigh on SentimentIndia Infoline · 3 Aug, 12:30 pmMuthoot Finance, Manappuram shares gain up to 3% as gold prices reboundTradingView · 9 Nov, 11:49 amMuthoot Finance’s PAT Up By 98% at Rs10,607 Crhttps://www.fintechbiznews.com/ · 4 Nov, 2:18 amMuthoot Finance Share Price Today: Near Low, Key MetricsUnivest · 22 Oct, 12:30 pmIndia's Muthoot Finance slides as investors question durability of earnings jumpReuters · 12 Feb, 1:30 pmMuthoot Finance shares tumble despite Q1 profit, brokerages flag margin pressureBusinessLine · 8 Aug, 12:30 pmMuthoot Finance shares fall 11% after Q1 results miss, multiple downgrades and price target cutsCNBC TV18 · 3 Aug, 12:30 pmAbout
About Muthoot Finance Limited
Muthoot Finance Ltd is an Indian financial corporation and the largest gold loan NBFC in the country. In addition to financing gold loans, the company offers other forms of loans, insurance and money transfer services, and sells gold coins. The company is headquartered in Kochi, Kerala, and operates over 7,500 branches in the country. Outside India, Muthoot Finance is established in the UK, the US, and the United Arab Emirates.
From Wikipedia (CC BY-SA 4.0).
BRANDS
Company details
- Company name
- Muthoot Finance Limited
- NSE symbol
- MUTHOOTFIN
- BSE scrip code
- 533398
- ISIN
- INE414G01012
- Listed on
- NSE, BSE
- Series
- EQ (normal equity)
- Listed on NSE since
- 6 May 2011
- Face value
- ₹10 per share
- Market lot
- 1 share
- Shares issued
- 40.15 crore
- Index
- NIFTY 500
- Sector (NSE)
- Financial Services
- Industry
- Finance/Rental/Leasing
- Managing director / CEO
- Alexander George
- Chair
- George Jacob Muthoot
- Headquarters
- Kochi, Kerala, India
- Registered address
- NH BYPASS, PALARIVATTOM, KOCHI - 682028
- Founded
- 1939
- Employees
- 31,613
- Financial year
- April to March
- Results basis
- Consolidated
- Website
- muthootfinance.com
Peers
Other Financial Services stocks
Prices from NSE via Upstox. Financials from the company's results filed with NSE (XBRL); ratios are our own working. Profile from global-stock-logos (MIT). For information only, not a recommendation to buy or sell.