Financial Services · NIFTY 500

L&T Finance Limited

NSELTF BSE533519 ISININE498L01015 SeriesEQ Listed on NSE · BSE

₹282.39 +11.14 (+4.11%) Updated 12 Nov, 7:47 pm IST

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Price, daily close-0.89% in a year

Today

Open: ₹270.83
Prev close: ₹271.25
Day high: ₹283.60
Day low: ₹270.00
Volume: 62.75 L
Value traded: ₹175.87 Cr
Upper circuit: ₹291.24
Lower circuit: ₹274.28
52W high: ₹338.60
52W low: ₹229.20
1 month: +7.81%
6 months: -5.93%

52W low52W high

Ratios

Key numbers

Worked out from the latest filings (Consolidated) and today's price. TTM = last four quarters.

Market cap₹70,777 Cr

P/E (TTM)20.73

P/B2.42

Book value / share₹116.77

EPS (TTM)₹13.62

ROE11.8%

Dividend yield0.97%

Dividend (12m)₹2.75 / share

Net margin (TTM)17.3%

Operating margin61.3%

Debt / equity2.94

Current ratio—

EV / EBITDA12.38

Sales growth (YoY qtr)+26.49%

Profit growth (YoY qtr)+32.70%

Sales CAGR 3Y+11.93%

Profit CAGR 3Y+22.60%

Shares250.64 Cr

Quarterly results

Results for each quarter

Last 12 quarters, consolidated, ₹ crore. Hover a bar to see the number.

Revenue and net profit

3,534640

Dec 23

3,672560

Mar 24

3,785686

Jun 24

4,019696

Sep 24

4,098626

Dec 24

4,023636

Mar 25

4,260701

Jun 25

4,336735

Sep 25

4,578739

Dec 25

4,771850

Mar 26

5,243902

Jun 26

5,484975

Sep 26

Revenue · QoQ (vs last quarter)

—+3.9%+3.1%+6.2%+1.9%-1.8%+5.9%+1.8%+5.6%+4.2%+9.9%+4.6%

Revenue · YoY (vs a year ago)

————+16%+9.6%+13%+7.9%+12%+19%+23%+26%

Net profit · QoQ (vs last quarter)

—-13%+22%+1.5%-9.9%+1.6%+10%+4.8%+0.5%+15%+6.1%+8.0%

Net profit · YoY (vs a year ago)

————-2.2%+14%+2.3%+5.6%+18%+34%+29%+33%

RevenueNet profitLine = trend

2.57

Dec 23

2.22

Mar 24

2.74

Jun 24

2.78

Sep 24

2.50

Dec 24

2.54

Mar 25

2.80

Jun 25

2.93

Sep 25

2.94

Dec 25

3.21

Mar 26

3.59

Jun 26

3.88

Sep 26

EPS (₹) · YoY (vs a year ago)

————-2.7%+14%+2.2%+5.4%+18%+26%+28%+32%

EPS (₹)Line = trend

₹ Cr	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25	Sep 25	Dec 25	Mar 26	Jun 26	Sep 26
Revenue	3,534	3,672	3,785	4,019	4,098	4,023	4,260	4,336	4,578	4,771	5,243	5,484
Other income	47.3	5.6	0.0	4.7	7.6	4.3	0.0	0.0	3.2	0.1	0.0	0.0
Total income	3,581	3,677	3,785	4,024	4,105	4,027	4,260	4,336	4,581	4,771	5,243	5,484
Raw material	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Purchases	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Employee cost	451	501	519	549	579	569	552	593	650	660	698	737
Other expenses	410	452	418	376	442	393	456	424	399	481	506	559
Total expenses	2,757	2,983	2,862	3,084	3,281	3,222	3,316	3,347	3,561	3,697	4,007	4,165
Operating profit	2,159	2,051	2,302	2,444	2,422	2,442	2,620	2,674	2,750	2,881	3,269	3,361
OPM %	61.1%	55.9%	60.8%	60.8%	59.1%	60.7%	61.5%	61.7%	60.1%	60.4%	62.3%	61.3%
Finance cost	1,353	1,335	1,351	1,476	1,569	1,600	1,636	1,634	1,703	1,747	1,970	1,970
Depreciation	29.2	27.7	28.4	33.3	36.2	41.0	40.7	51.0	57.7	60.4	62.7	71.7
Exceptional items	—	—	—	—	—	—	—	—	-28.5	—	—	—
Profit before tax	824	694	922	940	824	806	943	989	992	1,074	1,236	1,319
Tax	185	141	237	243	198	170	242	254	254	265	320	346
Net profit	639	553	685	697	626	636	701	735	738	809	916	973
Profit to shareholders	640	560	686	696	626	636	701	735	739	850	902	975
EPS (₹)	2.57	2.22	2.74	2.78	2.50	2.54	2.80	2.93	2.94	3.21	3.59	3.88

Profit & loss

Results for each year

7 financial years (April to March), consolidated, ₹ crore.

Sales, operating profit and net profit

14,1769,9031,700

FY20

13,6788,3801,014

FY21

11,9306,6851,070

FY22

12,7754,8251,623

FY23

13,5818,0462,326

FY24

15,9249,6102,644

FY25

17,91410,9252,992

FY26

Revenue · YoY (vs a year ago)

—-3.5%-13%+7.1%+6.3%+17%+12%

Net profit · YoY (vs a year ago)

—-40%+5.5%+52%+43%+14%+13%

RevenueOperating profitNet profitLine = trend

₹ Cr	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Revenue	14,176	13,678	11,930	12,775	13,581	15,924	17,914
Other income	373	402	394	527	475	16.7	3.4
Total expenses	11,868	12,811	11,101	11,171	11,026	12,450	13,890
Employee cost	1,062	1,007	1,095	1,406	1,806	2,217	2,455
Operating profit	9,903	8,380	6,685	4,825	8,046	9,610	10,925
OPM %	69.9%	61.3%	56.0%	37.8%	59.2%	60.3%	61.0%
Finance cost	7,514	7,200	5,754	5,797	5,377	5,997	6,720
Depreciation	81.6	87.1	103	111	115	139	210
Profit before tax	2,680	1,495	1,223	-557	3,029	3,491	3,998
Tax	980	546	374	172	712	848	1,015
Tax rate %	36.6%	36.5%	30.6%	—	23.5%	24.3%	25.4%
Net profit	1,700	949	1,049	1,536	2,317	2,643	2,983
Profit to shareholders	1,700	1,014	1,070	1,623	2,326	2,644	2,992
Net margin %	12.0%	7.4%	9.0%	12.7%	17.1%	16.6%	16.7%
EPS (₹)	8.46	4.47	4.32	6.54	9.30	10.57	11.88

Balance sheet

Assets and debt

At each year end (and the latest half year), ₹ crore.

Equity, debt and assets

21,61844,1409,109

Mar 23

23,52844,4303,593

Mar 24

25,56461,5592,896

Mar 25

27,98477,1464,489

Mar 26

29,26786,0785,077

Sep 26

Shareholders' equity · YoY (vs a year ago)

—+8.8%+8.7%+9.5%—

Shareholders' equityBorrowingsCashLine = trend

₹ Cr	Mar 23	Mar 24	Mar 25	Mar 26	Sep 26
Shareholders' equity	21,618	23,528	25,564	27,984	29,267
Deposits	0.0	—	0.0	—	—
Total borrowings	44,140	44,430	61,559	77,146	86,078
Fixed assets (PPE)	57.1	355	397	462	498
Investments	14,366	12,385	11,876	10,564	8,662
Inventories	0.0	0.0	0.0	0.0	0.0
Cash & equivalents	9,109	3,593	2,896	4,489	5,077
Total assets	106,362	102,718	120,409	142,205	157,796
Debt / equity	2.04	1.89	2.41	2.76	2.94

Cash flow

Cash coming in and going out

For each financial year, ₹ crore. Free cash flow = cash from operations minus spending on fixed assets.

Operating, investing and financing cash

6,078-5,084-3,026

FY22

7,490-1,107-2,191

FY23

673849-7,037

FY24

-16,58747115,419

FY25

-14,18936715,415

FY26

Operations · YoY (vs a year ago)

—+23%-91%-2,563%+14%

OperationsInvestingFinancingLine = trend

₹ Cr	FY22	FY23	FY24	FY25	FY26
Cash from operations	6,078	7,490	673	-16,587	-14,189
Cash from investing	-5,084	-1,107	849	471	367
Cash from financing	-3,026	-2,191	-7,037	15,419	15,415
Spent on fixed assets	-77.6	-128	-119	-195	-239
Free cash flow	6,001	7,363	555	-16,782	-14,429
Net cash flow	-2,032	4,193	-5,515	-697	1,593

Shareholding

Who holds the shares

Promoter and public holding at each quarter end, as filed with NSE.

Holding over time

65.9%Dec 23

65.9%Mar 24

66.4%Jun 24

66.3%Sep 24

66.3%Dec 24

66.2%Mar 25

66.2%Jun 25

66.1%Sep 25

66.0%Dec 25

66.0%Mar 26

66.0%Jun 26

65.9%Sep 26

Promoter & groupPublic

Latest (30 Sep 2026)

65.9%promoter

Promoter & group: 65.93%
Public (FIIs, mutual funds, retail…): 34.07%
Promoter change, last quarter: -0.03 pts

Dividends & news

Latest dividends and announcements

Dividends & corporate actions

Dividend - Rs 2.75 Per ShareEx 22-May-2026
Dividend - Rs 2.75 Per ShareEx 27-May-2025
Dividend - Rs 2.50 Per ShareEx 18-Jun-2024
Dividend - Rs 2 Per ShareEx 21-Jul-2023
Dividend - Rs 0.50 Per ShareEx 01-Jul-2022
Annual General MeetingEx 19-Jul-2021
Rights 17:74@ Premium Rs 55 Per ShareEx 21-Jan-2021
Annual General MeetingEx 20-Jul-2020

Board meetings

L&T Finance Limited has informed the Exchange about Board Meeting to be held on 15-Oct-2026 to inter-alia consider and approve the Unaudited Financia…15-Oct-2026
the financial results for the period ended September 30, 202615-Oct-2026
L&T Finance Limited has informed the Exchange about Board Meeting to be held on 10-Jul-2026 to inter-alia consider and approve the Unaudited Financia…10-Jul-2026
the financial results for the period ended Jun 30, 202610-Jul-2026
the Yearly Audited Financial results of the Company for the period ended March 2026 and Dividend/Fund raising.24-Apr-2026

Filings with NSE

Analysts/Institutional Investor Meet/Con. Call Updates11 Nov
Analysts/Institutional Investor Meet/Con. Call Updates4 Nov
Analysts/Institutional Investor Meet/Con. Call Updates4 Nov
ESOP/ESOS/ESPS30 Oct
Updates29 Oct
Analysts/Institutional Investor Meet/Con. Call Updates26 Oct
Allotment of Securities21 Oct

Latest news

Why L&T Finance Share Plunged Today?Equitymaster · 24 Sep, 12:30 pm L&T Finance shares fall up to 6% despite strong Q2; Analysts project up to 31% upside - CNBC TV18LinkedIn · 16 Oct, 12:30 pm L&T Finance shares fall up to 6% despite strong Q2; Analysts project up to 31% upsideCNBC TV18 · 16 Oct, 12:30 pm L&T Finance Share Prices Jumps After UBS Upgrades Stock To Buy — Do You Own?NDTV Profit · 23 Sep, 12:30 pm L&T Finance (LTF) Share Price Rises 2.28% to Rs 244.85 TodayUnivest · 28 Oct, 12:30 pm L&T Finance Consolidated September 2026 Net Sales at Rs 5,484.16 crore, up 26.49% Y-o-YMoneycontrol.com · 6 Nov, 11:22 am L&T Finance (NSEI:LTF) Stock Forecast & Analyst PredictionsSimply Wall St · 25 Oct, 12:30 pm L&T Finance shares gain over 5% after retail disbursements surge 62% in March quarterUpstox · 6 Apr, 12:30 pm

About

About L&T Finance Limited

L&T Finance Limited is listed on the NSE under the symbol LTF and belongs to the Financial Services sector.

BRANDS

PLANET by L&T Finance

Company details

Company name: L&T Finance Limited
NSE symbol: LTF
BSE scrip code: 533519
ISIN: INE498L01015
Listed on: NSE, BSE
Series: EQ (normal equity)
Listed on NSE since: 12 Aug 2011
Face value: ₹10 per share
Market lot: 1 share
Shares issued: 250.64 crore
Index: NIFTY 500
Sector (NSE): Financial Services
Industry: Finance/Rental/Leasing
Managing director / CEO: Sudipta Roy
Chair: S. N. Subrahmanyan
Headquarters: Mumbai, Maharashtra, India
Registered address: Brindavan, Plot No. 177, C.S.T. Road, Kalina, Santacruz (East), Mumbai- 400098, Maharashtra, India
Founded: 2008
Employees: 41,301
Financial year: April to March
Results basis: Consolidated
Website: ltfinance.com

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Prices from NSE via Upstox. Financials from the company's results filed with NSE (XBRL); ratios are our own working. Profile from global-stock-logos (MIT). For information only, not a recommendation to buy or sell.

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L&T Finance Limited

Today

Ratios

Quarterly results

Revenue and net profit

Profit & loss

Sales, operating profit and net profit

Balance sheet

Equity, debt and assets

Cash flow

Operating, investing and financing cash

Shareholding

Holding over time

Latest (30 Sep 2026)

Dividends & news

Dividends & corporate actions

Board meetings

Filings with NSE

Latest news

About

Company details

Peers