Financial Services · NIFTY 500

LIC Housing Finance Limited

NSELICHSGFIN BSE500253 ISININE115A01026 SeriesEQ Listed on NSE · BSE

₹579.00 +14.00 (+2.48%) Updated 12 Nov, 8:49 pm IST

Open chart Back to screener

Price, daily close-6.62% in a year

Today

Open: ₹565.75
Prev close: ₹565.00
Day high: ₹581.50
Day low: ₹565.00
Volume: 22.66 L
Value traded: ₹130.72 Cr
Upper circuit: ₹595.85
Lower circuit: ₹561.15
52W high: ₹598.20
52W low: ₹458.90
1 month: -0.19%
6 months: -8.47%

52W low52W high

Ratios

Key numbers

Worked out from the latest filings (Consolidated) and today's price. TTM = last four quarters.

Market cap₹31,868 Cr

P/E (TTM)5.40

P/B0.73

Book value / share₹797.23

EPS (TTM)₹107.19

ROE13.4%

Dividend yield1.73%

Dividend (12m)₹10.00 / share

Net margin (TTM)20.5%

Operating marginn/a (bank)

Debt / equityn/a (bank)

Current ratio—

EV / EBITDA—

Sales growth (YoY qtr)+0.21%

Profit growth (YoY qtr)+11.65%

Sales CAGR 3Y+8.28%

Profit CAGR 3Y+24.69%

Shares55.04 Cr

Quarterly results

Results for each quarter

Last 12 quarters, consolidated, ₹ crore. Hover a bar to see the number.

Revenue and net profit

6,8041,167

Dec 23

6,9481,082

Mar 24

6,7971,306

Jun 24

6,9381,328

Sep 24

7,0701,435

Dec 24

7,3061,373

Mar 25

7,2501,364

Jun 25

7,1791,349

Sep 25

7,2091,398

Dec 25

7,2121,493

Mar 26

7,0831,499

Jun 26

7,1941,506

Sep 26

Revenue · QoQ (vs last quarter)

—+2.1%-2.2%+2.1%+1.9%+3.3%-0.8%-1.0%+0.4%+0.0%-1.8%+1.6%

Revenue · YoY (vs a year ago)

————+3.9%+5.1%+6.7%+3.5%+2.0%-1.3%-2.3%+0.2%

Net profit · QoQ (vs last quarter)

—-7.2%+21%+1.6%+8.1%-4.3%-0.7%-1.1%+3.6%+6.8%+0.4%+0.5%

Net profit · YoY (vs a year ago)

————+23%+27%+4.4%+1.6%-2.6%+8.7%+9.9%+12%

RevenueNet profitLine = trend

21.21

Dec 23

19.67

Mar 24

23.75

Jun 24

24.14

Sep 24

26.09

Dec 24

24.97

Mar 25

24.80

Jun 25

24.53

Sep 25

25.42

Dec 25

27.13

Mar 26

27.25

Jun 26

27.39

Sep 26

EPS (₹) · YoY (vs a year ago)

————+23%+27%+4.4%+1.6%-2.6%+8.7%+9.9%+12%

EPS (₹)Line = trend

₹ Cr	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25	Sep 25	Dec 25	Mar 26	Jun 26	Sep 26
Interest earned	6,804	6,948	6,797	6,938	7,070	7,306	7,250	7,179	7,209	7,212	7,083	7,194
Other income	0.0	0.4	0.0	0.6	0.0	0.0	0.0	0.5	5.4	0.1	3.0	0.2
Total income	6,804	6,949	6,797	6,938	7,070	7,306	7,250	7,180	7,214	7,212	7,086	7,194
Raw material	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Purchases	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Employee cost	150	209	161	182	218	194	176	161	192	187	200	156
Other expenses	72.1	115	71.3	88.7	99.7	197	91.7	92.3	110	139	99.2	116
Total expenses	5,350	5,466	5,164	5,275	5,272	5,524	5,546	5,477	5,453	5,281	5,187	5,275
Finance cost	4,646	4,646	4,749	4,879	4,950	4,950	5,046	4,994	4,941	4,786	4,946	5,023
Depreciation	18.3	18.4	22.5	23.9	24.9	26.4	24.9	32.3	33.6	30.9	30.2	29.5
Profit before tax	1,454	1,482	1,633	1,664	1,798	1,781	1,704	1,703	1,762	1,931	1,899	1,919
Tax	288	400	329	337	363	406	341	354	364	441	402	413
Net profit	1,169	1,082	1,306	1,328	1,435	1,374	1,364	1,349	1,398	1,493	1,499	1,507
Profit to shareholders	1,167	1,082	1,306	1,328	1,435	1,373	1,364	1,349	1,398	1,493	1,499	1,506
EPS (₹)	21.21	19.67	23.75	24.14	26.09	24.97	24.80	24.53	25.42	27.13	27.25	27.39

Profit & loss

Results for each year

7 financial years (April to March), consolidated, ₹ crore.

Sales, operating profit and net profit

19,7362,403

FY20

19,8822,741

FY21

19,9742,286

FY22

22,7142,891

FY23

27,2774,759

FY24

28,1105,442

FY25

28,8375,604

FY26

Revenue · YoY (vs a year ago)

—+0.7%+0.5%+14%+20%+3.1%+2.6%

Net profit · YoY (vs a year ago)

—+14%-17%+26%+65%+14%+3.0%

RevenueNet profitLine = trend

₹ Cr	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Interest earned	19,736	19,882	19,974	22,714	27,277	28,110	28,837
Other income	-29.2	-1.5	31.0	14.3	0.8	0.6	6.4
Total expenses	16,425	16,515	17,218	19,167	21,213	21,235	21,743
Employee cost	328	324	602	516	650	755	714
Finance cost	14,781	14,450	14,151	16,135	18,385	19,528	19,771
Depreciation	51.1	52.5	55.2	69.0	69.2	97.8	122
Profit before tax	3,282	3,365	2,787	3,561	6,064	6,876	7,100
Tax	879	624	501	670	1,305	1,436	1,499
Tax rate %	26.8%	18.5%	18.0%	18.8%	21.5%	20.9%	21.1%
Net profit	2,404	2,743	2,287	2,891	4,763	5,443	5,604
Profit to shareholders	2,403	2,741	2,286	2,891	4,759	5,442	5,604
Net margin %	12.2%	13.8%	11.4%	12.7%	17.4%	19.4%	19.4%
EPS (₹)	47.62	54.32	43.12	52.56	86.53	98.95	101.87

Balance sheet

Assets and debt

At each year end (and the latest half year), ₹ crore.

Equity, debt and assets

27,18894,39211,581

Mar 23

31,48096,1379,849

Mar 24

36,35298,9268,187

Mar 25

41,4291.28L11,323

Mar 26

43,8791.31L10,127

Sep 26

Shareholders' equity · YoY (vs a year ago)

—+16%+15%+14%—

Shareholders' equityBorrowingsDepositsLine = trend

₹ Cr	Mar 23	Mar 24	Mar 25	Mar 26	Sep 26
Shareholders' equity	27,188	31,480	36,352	41,429	43,879
Deposits	11,581	9,849	8,187	11,323	10,127
Total borrowings	94,392	96,137	98,926	128,221	130,750
Fixed assets (PPE)	181	163	154	184	173
Investments	7,050	6,337	7,201	5,132	4,921
Inventories	0.0	0.0	0.0	0.0	0.0
Cash & equivalents	641	1,423	1,289	710	240
Total assets	278,559	291,334	314,040	325,213	330,176
Debt / equity	3.47	3.05	2.72	3.09	2.98

Cash flow

Cash coming in and going out

For each financial year, ₹ crore. Free cash flow = cash from operations minus spending on fixed assets.

Operating, investing and financing cash

-16,729-1,62817,850

FY22

-19,632-79920,249

FY23

-7,1515877,346

FY24

-16,609-93917,413

FY25

-8,5041,7526,192

FY26

Operations · YoY (vs a year ago)

—-17%+64%-132%+49%

OperationsInvestingFinancingLine = trend

₹ Cr	FY22	FY23	FY24	FY25	FY26
Cash from operations	-16,729	-19,632	-7,151	-16,609	-8,504
Cash from investing	-1,628	-799	587	-939	1,752
Cash from financing	17,850	20,249	7,346	17,413	6,192
Spent on fixed assets	-35.3	-64.1	-37.5	-73.4	-52.0
Free cash flow	-16,765	-19,697	-7,188	-16,683	-8,556
Net cash flow	-507	-183	781	-134	-560

Shareholding

Who holds the shares

Promoter and public holding at each quarter end, as filed with NSE.

Holding over time

45.2%Dec 23

45.2%Mar 24

45.2%Jun 24

45.2%Sep 24

45.2%Dec 24

45.2%Mar 25

45.2%Jun 25

45.2%Sep 25

45.2%Dec 25

45.2%Mar 26

45.2%Jun 26

45.2%Sep 26

Promoter & groupPublic

Latest (30 Sep 2026)

45.2%promoter

Promoter & group: 45.24%
Public (FIIs, mutual funds, retail…): 54.76%
Promoter change, last quarter: 0.00 pts

Dividends & news

Latest dividends and announcements

Dividends & corporate actions

Dividend - Rs 10 Per ShareEx 21-Aug-2026
Dividend - Rs 10 Per ShareEx 22-Aug-2025
Annual General Meeting/Dividend - Rs 9 Per ShareEx 23-Aug-2024
Annual General Meeting/Dividend - Rs 8.50 Per ShareEx 18-Aug-2023
Annual General Meeting/Dividend - Rs 8.50 Per ShareEx 19-Sep-2022
Annual General Meeting/Dividend - Rs 8.50 Per ShareEx 16-Sep-2021
Annual General Meeting/Dividend - Rs 8 Per ShareEx 17-Sep-2020
Annual General Meeting/ Dividend - Rs 7.60 Per ShareEx 16-Aug-2019

Board meetings

LIC Housing Finance Limited has informed the Exchange about Board Meeting to be held on 30-Oct-2026 to inter-alia consider and approve the Unaudited …30-Oct-2026
LIC Housing Finance Limited has informed the Exchange about Board Meeting to be held on 30-Oct-2026 to inter-alia consider and approve the Unaudited …30-Oct-2026
the financial results for the period ended September 30, 202630-Oct-2026
LIC Housing Finance Limited has informed the Exchange about Board Meeting to be held on 30-Jul-2026 to inter-alia consider and approve the Unaudited …30-Jul-2026
LIC Housing Finance Limited has informed the Exchange about Board Meeting to be held on 30-Jul-2026 to inter-alia consider and approve the Unaudited …30-Jul-2026

Filings with NSE

Analysts/Institutional Investor Meet/Con. Call Updates6 Nov
Analysts/Institutional Investor Meet/Con. Call Updates2 Nov
Press Release30 Oct
Investor Presentation30 Oct
Outcome of Board Meeting30 Oct
Analysts/Institutional Investor Meet/Con. Call Updates28 Oct
Shareholders meeting23 Oct

Latest news

Vedanta, PFC to LIC Housing: THESE 5 Stocks Look Surprisingly Cheap on Valuation | Full ListGoodreturns · 4 Jul, 12:30 pm LIC Housing Finance (LICHSGFIN) Share Price rises 3.03% to Rs 553.25Univest · 9 Oct, 12:30 pm LIC Housing Finance Standalone Q1 Net Profit Rises to ₹14.88 Billion vs ₹13.6 Billion YoYSahi · 30 Jul, 12:30 pm Those who invested in LIC Housing Finance (NSE:LICHSGFIN) three years ago are up 44%Simply Wall St · 9 Feb, 1:30 pm LIC Housing Finance Share Price Rise: Price and Peer ViewUnivest · 26 Aug, 12:30 pm LIC Housing Finance Q4 Results: Profit rises 25% YoYGroww · 18 May, 12:30 pm LIC Housing Finance Ltd. Share Price Today | LIC Housing Fin. Live NSE/BSEValue Research · 23 Mar, 11:52 pm LIC Housing Finance shares fall over 4% despite Q2 profit rising 2% YoY to ₹1,358 crore, NII up 3%Upstox · 30 Oct, 12:30 pm

About

About LIC Housing Finance Limited

LIC Housing Finance Limited is the largest housing finance company in India, with a registered corporate office in Mumbai. It is a deposit-taking housing finance company, and it is a subsidiary of Life Insurance Corporation (LIC), mostly providing long-term financing to people who purchase or construct residential houses or flats. It also finances the repair and renovation of existing residences and gives loans to businesses to purchase or construct clinics, nursing homes, diagnostic centres, office space, or equipment.

From Wikipedia (CC BY-SA 4.0).

BRANDS

LIC Mutual Fund

Company details

Company name: LIC Housing Finance Limited
NSE symbol: LICHSGFIN
BSE scrip code: 500253
ISIN: INE115A01026
Listed on: NSE, BSE
Series: EQ (normal equity)
Listed on NSE since: 29 Jul 1998
Face value: ₹2 per share
Market lot: 1 share
Shares issued: 55.04 crore
Index: NIFTY 500
Sector (NSE): Financial Services
Industry: Finance/Rental/Leasing
Managing director / CEO: Sandeep Kumar
Chair: Doraiswamy Ramachandran
Headquarters: Mumbai, Maharashtra, India
Founded: 1989
Employees: 2,399
Financial year: April to March
Results basis: Consolidated
Website: lichousing.com

Peers

Other Financial Services stocks

Prices from NSE via Upstox. Financials from the company's results filed with NSE (XBRL); ratios are our own working. Profile from global-stock-logos (MIT). For information only, not a recommendation to buy or sell.

India, Wall Street, crypto and commodities, live.

Every product, one clear workflow.

Built from data, on the record.

A clearer view of the markets.

Calculators and tools that show the maths.

Read the numbers, not the noise.

LIC Housing Finance Limited

Today

Ratios

Quarterly results

Revenue and net profit

Profit & loss

Sales, operating profit and net profit

Balance sheet

Equity, debt and assets

Cash flow

Operating, investing and financing cash

Shareholding

Holding over time

Latest (30 Sep 2026)

Dividends & news

Dividends & corporate actions

Board meetings

Filings with NSE

Latest news

About

Company details

Peers