Financial Services · NIFTY 500
Five-Star Business Finance Limited
₹449.10 +2.55 (+0.57%) Updated 12 Nov, 8:19 pm IST
Today
- Open
- ₹446.30
- Prev close
- ₹446.55
- Day high
- ₹458.30
- Day low
- ₹444.55
- Volume
- 3.27 L
- Value traded
- ₹14.79 Cr
- Upper circuit
- ₹535.85
- Lower circuit
- ₹357.25
- 52W high
- ₹657.70
- 52W low
- ₹338.15
- 1 month
- -15.31%
- 6 months
- -9.44%
Ratios
Key numbers
Worked out from the latest filings (Standalone) and today's price. TTM = last four quarters.
Quarterly results
Results for each quarter
Last 12 quarters, standalone, ₹ crore. Hover a bar to see the number.
Revenue and net profit
Revenue · QoQ (vs last quarter)
Revenue · YoY (vs a year ago)
Net profit · QoQ (vs last quarter)
Net profit · YoY (vs a year ago)
EPS (₹) · YoY (vs a year ago)
| ₹ Cr | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 567 | 616 | 666 | 702 | 727 | 752 | 787 | 799 | 815 | 817 | 829 | 858 |
| Other income | 2.7 | 2.9 | 3.2 | 3.8 | 3.7 | 7.5 | 4.5 | 7.1 | 7.2 | 9.1 | 9.8 | 16.5 |
| Total income | 570 | 619 | 669 | 706 | 731 | 760 | 791 | 807 | 822 | 826 | 839 | 875 |
| Raw material | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Purchases | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Employee cost | 110 | 114 | 123 | 125 | 129 | 144 | 156 | 144 | 160 | 170 | 189 | 204 |
| Other expenses | 24.8 | 27.1 | 27.3 | 31.2 | 33.7 | 34.8 | 36.9 | 40.8 | 38.5 | 46.6 | 45.4 | 54.4 |
| Total expenses | 280 | 306 | 333 | 348 | 366 | 389 | 436 | 425 | 453 | 469 | 477 | 500 |
| Finance cost | 129 | 138 | 158 | 163 | 171 | 175 | 187 | 180 | 189 | 181 | 172 | 168 |
| Depreciation | 6.6 | 7.4 | 6.4 | 6.7 | 8.3 | 9.0 | 8.2 | 9.1 | 9.6 | 10.1 | 9.2 | 9.8 |
| Profit before tax | 290 | 313 | 336 | 358 | 365 | 371 | 355 | 382 | 369 | 357 | 362 | 375 |
| Tax | 73.1 | 77.1 | 84.6 | 90.3 | 91.3 | 91.9 | 88.6 | 95.8 | 91.8 | 87.9 | 90.5 | 75.4 |
| Net profit | 217 | 236 | 252 | 268 | 274 | 279 | 266 | 286 | 277 | 269 | 271 | 299 |
| EPS (₹) | 7.37 | 8.01 | 8.53 | 9.07 | 9.35 | 9.55 | 9.02 | 9.69 | 9.38 | 9.16 | 9.18 | 10.13 |
Profit & loss
Results for each year
4 financial years (April to March), standalone, ₹ crore.
Sales, operating profit and net profit
Revenue · YoY (vs a year ago)
Net profit · YoY (vs a year ago)
| ₹ Cr | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Interest earned | 1,529 | 2,183 | 2,848 | 3,218 |
| Other income | 0.0 | 12.3 | 18.2 | 27.8 |
| Total expenses | 724 | 1,079 | 1,435 | 1,783 |
| Employee cost | 346 | 429 | 521 | 630 |
| Finance cost | 266 | 468 | 668 | 737 |
| Depreciation | 17.3 | 24.6 | 30.4 | 37.0 |
| Profit before tax | 805 | 1,116 | 1,431 | 1,463 |
| Tax | 201 | 280 | 358 | 364 |
| Tax rate % | 25.0% | 25.1% | 25.0% | 24.9% |
| Net profit | 603 | 836 | 1,072 | 1,099 |
| Net margin % | 39.5% | 38.3% | 37.7% | 34.1% |
| EPS (₹) | 20.49 | 28.39 | 36.50 | 37.25 |
Balance sheet
Assets and debt
At each year end (and the latest half year), ₹ crore.
Equity, debt and assets
Shareholders' equity · YoY (vs a year ago)
| ₹ Cr | Mar 23 | Mar 24 | Mar 25 | Mar 26 | Sep 26 |
|---|---|---|---|---|---|
| Shareholders' equity | 4,340 | 5,196 | 6,305 | 7,380 | 7,903 |
| Deposits | 0.0 | — | 0.0 | 0.0 | 0.0 |
| Total borrowings | 3,722 | 6,020 | 7,140 | 7,417 | 7,401 |
| Fixed assets (PPE) | 15.4 | 20.5 | 24.1 | 26.4 | 26.5 |
| Investments | 145 | 108 | 212 | 227 | 235 |
| Inventories | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Cash & equivalents | 1,340 | 1,534 | 1,497 | 1,618 | 1,032 |
| Total assets | 8,703 | 11,689 | 14,421 | 15,790 | 16,178 |
| Debt / equity | 0.86 | 1.16 | 1.13 | 1.01 | 0.94 |
Cash flow
Cash coming in and going out
For each financial year, ₹ crore. Free cash flow = cash from operations minus spending on fixed assets.
Operating, investing and financing cash
Operations · YoY (vs a year ago)
| ₹ Cr | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Cash from operations | -1,123 | -2,122 | -1,045 | -264 |
| Cash from investing | 162 | 210 | -585 | 228 |
| Cash from financing | 1,688 | 2,106 | 1,593 | 157 |
| Spent on fixed assets | -12.1 | -22.4 | -82.7 | -25.6 |
| Free cash flow | -1,135 | -2,145 | -1,128 | -290 |
| Net cash flow | 727 | 194 | -37.2 | 121 |
Shareholding
Who holds the shares
Promoter and public holding at each quarter end, as filed with NSE.
Holding over time
Latest (30 Sep 2026)
- Promoter & group
- 18.61%
- Public (FIIs, mutual funds, retail…)
- 81.39%
- Promoter change, last quarter
- 0.00 pts
Dividends & news
Latest dividends and announcements
Dividends & corporate actions
- Dividend - Rs 2 Per Share
- Dividend - Rs 2 Per Share
Board meetings
- Five-Star Business Finance Limited has informed the Exchange about Board Meeting to be held on 26-Oct-2026 to inter-alia consider and approve the Una…
- the unaudited financial results for the quarter and half year ended September 30, 2026
- Five-Star Business Finance Limited has informed the Exchange about Board Meeting to be held on 25-Jul-2026 to inter-alia consider and approve the Una…
- the financial results for the period ended Jun 30, 2026
- the audited financial results for quarter and financial year ended March 31, 2026 and recommendation of final dividend on the equity shares of the C…
Filings with NSE
- Analysts/Institutional Investor Meet/Con. Call Updates
- Analysts/Institutional Investor Meet/Con. Call Updates
- Copy of Newspaper Publication
- Analysts/Institutional Investor Meet/Con. Call Updates
- Analysts/Institutional Investor Meet/Con. Call Updates
- Cessation
- Appointment
Latest news
Five-Star Business Finance Ltd. Key Financial Ratios – Valuation, Profitability & MoreValue Research · 29 Aug, 9:34 pmStock to buy today: Five-Star Business Finance (₹543.75) – BUYBusinessLine · 16 Sep, 12:30 pmFive-Star Business Fin Number of Employees 2026 | Employee Count & Headcount DataRevelio Labs · 28 Jul, 12:37 pmBuy Five Star Business Finance; target of Rs 600: Motilal OswalMoneycontrol.com · 23 Jun, 12:30 pmFive Star Business Finance Q1 net profit up 2% as disbursements hit record ₹1,496 croreCNBC TV18 · 25 Jul, 12:30 pmFive-Star Business Finance to Meet Analysts and Investors on September 18Sahi · 15 Sep, 12:30 pmFIVESTAR Share Price Today - Five-Star Business Finance Stock AnalysisEquitypandit · 22 Dec, 11:23 amFive-Star Business Finance (FIVESTAR.NS) Holds Above ₹500 as Stock Grinds Toward Resistance - Overbought Signal Alertshttps://www.siam.in/ · 13 Oct, 12:30 pmAbout
About Five-Star Business Finance Limited
Five-Star Business Finance Limited is listed on the NSE under the symbol FIVESTAR and belongs to the Financial Services sector.
Company details
- Company name
- Five-Star Business Finance Limited
- NSE symbol
- FIVESTAR
- BSE scrip code
- 543663
- ISIN
- INE128S01021
- Listed on
- NSE, BSE, MSEI
- Series
- EQ (normal equity)
- Listed on NSE since
- 21 Nov 2022
- Face value
- ₹1 per share
- Market lot
- 1 share
- Shares issued
- 29.52 crore
- Index
- NIFTY 500
- Sector (NSE)
- Financial Services
- Industry
- Finance/Rental/Leasing
- Managing director / CEO
- Lakshmipathy Deenadayalan
- Chair
- Lakshmipathy Deenadayalan
- Headquarters
- Chennai, IN
- Registered address
- New No. 27, Old No. 4, Taylor's Road, Kilpauk, , Chennai, Tamil Nadu, India - 600010.
- Founded
- 1984
- Employees
- 14,159
- Financial year
- April to March
- Results basis
- Standalone
- Website
- fivestargroup.in
Peers
Other Financial Services stocks
Prices from NSE via Upstox. Financials from the company's results filed with NSE (XBRL); ratios are our own working. Profile from global-stock-logos (MIT). For information only, not a recommendation to buy or sell.