Financial Services · NIFTY 500

City Union Bank Limited

NSECUB BSE532210 ISININE491A01021 SeriesEQ Listed on NSE · BSE

₹235.89 +5.14 (+2.23%) Updated 12 Nov, 6:47 pm IST

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Price, daily close+13.14% in a year

Today

Open: ₹232.52
Prev close: ₹230.75
Day high: ₹239.00
Day low: ₹232.52
Volume: 42.64 L
Value traded: ₹100.74 Cr
Upper circuit: ₹242.75
Lower circuit: ₹228.61
52W high: ₹248.85
52W low: ₹169.85
1 month: -0.26%
6 months: +15.13%

52W low52W high

Ratios

Key numbers

Worked out from the latest filings (Standalone) and today's price. TTM = last four quarters.

Market cap₹23,372 Cr

P/E (TTM)13.61

P/B2.09

Book value / share₹112.97

EPS (TTM)₹17.33

ROE13.3%

Dividend yield0.85%

Dividend (12m)₹2.00 / share

Net margin (TTM)19.4%

Operating marginn/a (bank)

Debt / equityn/a (bank)

Current ratio—

EV / EBITDA—

Sales growth (YoY qtr)+26.56%

Profit growth (YoY qtr)+26.58%

Sales CAGR 3Y—

Profit CAGR 3Y—

Shares99.08 Cr

Quarterly results

Results for each quarter

Last 12 quarters, standalone, ₹ crore. Hover a bar to see the number.

Revenue and net profit

1,326253

Dec 23

1,374255

Mar 24

1,389264

Jun 24

1,434285

Sep 24

1,479286

Dec 24

1,533288

Mar 25

1,605306

Jun 25

1,653329

Sep 25

1,756332

Dec 25

1,856360

Mar 26

1,985383

Jun 26

2,092416

Sep 26

Revenue · QoQ (vs last quarter)

—+3.6%+1.1%+3.3%+3.1%+3.7%+4.7%+3.0%+6.2%+5.7%+7.0%+5.4%

Revenue · YoY (vs a year ago)

————+11%+12%+16%+15%+19%+21%+24%+27%

Net profit · QoQ (vs last quarter)

—+0.7%+3.8%+7.8%+0.3%+0.7%+6.2%+7.4%+1.1%+8.3%+6.4%+8.7%

Net profit · YoY (vs a year ago)

————+13%+13%+16%+15%+16%+25%+25%+27%

RevenueNet profitLine = trend

3.39

Dec 23

3.42

Mar 24

3.54

Jun 24

3.82

Sep 24

3.83

Dec 24

3.86

Mar 25

4.10

Jun 25

4.41

Sep 25

4.46

Dec 25

4.83

Mar 26

3.85

Jun 26

4.19

Sep 26

EPS (₹) · YoY (vs a year ago)

————+13%+13%+16%+15%+16%+25%-6.1%-5.0%

EPS (₹)Line = trend

₹ Cr	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25	Sep 25	Dec 25	Mar 26	Jun 26	Sep 26
Interest earned	1,326	1,374	1,389	1,434	1,479	1,533	1,605	1,653	1,756	1,856	1,985	2,092
Other income	193	175	192	226	228	251	244	259	245	290	244	350
Total income	1,519	1,549	1,581	1,660	1,707	1,784	1,849	1,912	2,001	2,146	2,229	2,442
Interest expended	810	828	843	851	891	932	980	987	1,004	1,070	1,165	1,219
Employee cost	156	168	174	184	179	197	201	224	230	235	235	280
Provisions	46.0	32.0	39.0	70.0	75.0	78.0	70.0	57.0	96.0	120	78.0	120
Total expenses	345	370	364	381	380	411	418	455	484	497	483	562
Profit before tax	318	320	334	358	361	363	381	414	417	460	503	541
Tax	65.0	65.0	70.0	73.0	75.0	75.0	75.0	85.0	85.0	100	120	125
Net profit	253	255	264	285	286	288	306	329	332	360	383	416
EPS (₹)	3.39	3.42	3.54	3.82	3.83	3.86	4.10	4.41	4.46	4.83	3.85	4.19
Gross NPA %	0.04%	0.04%	0.04%	0.04%	0.03%	0.03%	0.03%	0.02%	0.02%	0.02%	0.02%	0.01%
Net NPA %	0.02%	0.02%	0.02%	0.02%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.01%	0.00%

Profit & loss

Results for each year

3 financial years (April to March), standalone, ₹ crore.

Sales, operating profit and net profit

5,2711,016

FY24

5,8341,124

FY25

6,8701,326

FY26

Revenue · YoY (vs a year ago)

—+11%+18%

Net profit · YoY (vs a year ago)

—+11%+18%

RevenueNet profitLine = trend

₹ Cr	FY24	FY25	FY26
Interest earned	5,271	5,834	6,870
Other income	742	898	1,039
Total expenses	1,348	1,535	1,854
Employee cost	614	733	890
Profit before tax	1,231	1,417	1,671
Tax	215	293	345
Tax rate %	17.5%	20.7%	20.6%
Net profit	1,016	1,124	1,326
Net margin %	19.3%	19.3%	19.3%
EPS (₹)	13.62	15.07	17.83

Balance sheet

Assets and debt

At each year end (and the latest half year), ₹ crore.

Equity, debt and assets

8,4014,72455,657

Mar 24

9,4672,16963,526

Mar 25

10,5655,32778,308

Mar 26

11,1925,28083,893

Sep 26

Shareholders' equity · YoY (vs a year ago)

—+13%+12%—

Shareholders' equityBorrowingsDepositsLine = trend

₹ Cr	Mar 24	Mar 25	Mar 26	Sep 26
Share capital	74.1	74.1	74.3	99.1
Reserves	8,327	9,393	10,491	11,093
Shareholders' equity	8,401	9,467	10,565	11,192
Deposits	55,657	63,526	78,308	83,893
Total borrowings	4,724	2,169	5,327	5,280
Investments	15,664	17,336	18,987	20,204
Advances (loans)	45,526	52,081	65,875	71,743
Total assets	70,826	77,623	97,024	103,462
Debt / equity	0.56	0.23	0.50	0.47

Cash flow

Cash coming in and going out

For each financial year, ₹ crore. Free cash flow = cash from operations minus spending on fixed assets.

Operating, investing and financing cash

527230-463

FY24

1,625276-3,554

FY25

-11,43514,860-3,425

FY26

Operations · YoY (vs a year ago)

—+208%-804%

OperationsInvestingFinancingLine = trend

₹ Cr	FY24	FY25	FY26
Cash from operations	527	1,625	-11,435
Cash from investing	230	276	14,860
Cash from financing	-463	-3,554	-3,425
Net cash flow	294	-1,653	0.0

Shareholding

Who holds the shares

Promoter and public holding at each quarter end, as filed with NSE.

Holding over time

0.0%Dec 23

0.0%Mar 24

0.0%Jun 24

0.0%Sep 24

0.0%Dec 24

0.0%Mar 25

0.0%Jun 25

0.0%Sep 25

0.0%Dec 25

0.0%Mar 26

0.0%Jun 26

0.0%Sep 26

Promoter & groupPublic

Latest (30 Sep 2026)

0.0%promoter

Promoter & group: 0.00%
Public (FIIs, mutual funds, retail…): 100.00%
Promoter change, last quarter: 0.00 pts

Dividends & news

Latest dividends and announcements

Dividends & corporate actions

Dividend - Rs 2 Per ShareEx 31-Jul-2026
Bonus 1:3Ex 12-Jun-2026
Dividend - Rs 2 Per ShareEx 01-Aug-2025
Dividend - Rs 1.50 Per ShareEx 09-Aug-2024
Dividend - Re 1 Per ShareEx 11-Aug-2023
Dividend - Re 1 Per ShareEx 10-Aug-2022
Annual General Meeting/Dividend - Rs 0.20 Per ShareEx 11-Aug-2021
Interim Dividend - Rs 0.30 Per ShareEx 04-Jun-2021

Board meetings

CITY UNION BANK LTD has informed the Exchange about Board Meeting to be held on 28-Oct-2026 to inter-alia consider and approve the Unaudited Financia…28-Oct-2026
the Un-Audited Standalone financial results for the period ended September 30, 202628-Oct-2026
City Union Bank Limited has informed the Exchange about Board Meeting to be held on 28-Jul-2026 to inter-alia consider and approve the Unaudited Fina…28-Jul-2026
the Un-audited Standalone financial results for the quarter ended Jun 30, 202628-Jul-2026
Other business/Fund raising/Dividend.23-Jun-2026

Filings with NSE

Analysts/Institutional Investor Meet/Con. Call Updates10 Nov
Analysts/Institutional Investor Meet/Con. Call Updates5 Nov
General Updates2 Nov
Analysts/Institutional Investor Meet/Con. Call Updates2 Nov
Analysts/Institutional Investor Meet/Con. Call Updates30 Oct
Copy of Newspaper Publication29 Oct
Analysts/Institutional Investor Meet/Con. Call Updates28 Oct

Latest news

City Union Bank Ltd. Valuation Shifts Signal Changing Market SentimentMarketsMojo · 12 Nov, 12:45 pm Did City Union Bank shares really crash 23% in one day? Here's how the bonus math worksThe Economic Times · 12 Jun, 12:30 pm City Union Bank (NSEI:CUB) Stock Forecast & Analyst PredictionsSimply Wall St · 5 Nov, 1:30 pm Did City Union Bank share price really crash 23% in today's trade? Here's what happenedLivemint · 12 Jun, 12:30 pm Did City Union Bank Shares Really Crash 22% Today? Here's The Real ReasonNDTV Profit · 12 Jun, 12:30 pm City Union Bank shares post best day in nearly six years after profit rises 25% in March quarterUpstox · 27 Apr, 12:30 pm Why City Union Bank Share Price is Falling?Equitymaster · 30 Mar, 12:30 pm City Union Bank Share Price Today: Up 6.31% to Rs 226.75Univest · 28 Oct, 12:30 pm

About

About City Union Bank Limited

City Union Bank Limited is an Indian private sector bank headquartered in Kumbakonam, Tamil Nadu. The bank was initially named Kumbakonam Bank Limited, and was incorporated on 31 October 1904. The bank focused on operating as a regional bank in Kumbakonam, Tamil Nadu.

From Wikipedia (CC BY-SA 4.0).

Company details

Company name: City Union Bank Limited
NSE symbol: CUB
BSE scrip code: 532210
ISIN: INE491A01021
Listed on: NSE, BSE
Series: EQ (normal equity)
Listed on NSE since: 25 Aug 1998
Face value: ₹1 per share
Market lot: 1 share
Shares issued: 99.08 crore
Index: NIFTY 500
Sector (NSE): Financial Services
Industry: Regional Banks
Managing director / CEO: Vijay Anandh R
Chair: G. Mahalingam
Headquarters: Kumbakonam, Tamil Nadu, India
Registered address: "Narayana" No.24B, Gandhi Nagar Kumbakonam, Tamilnadu, India - 612 001
Founded: 1904
Employees: 8,894
Financial year: April to March
Results basis: Standalone
Website: cityunionbank.bank.in

Peers

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Prices from NSE via Upstox. Financials from the company's results filed with NSE (XBRL); ratios are our own working. Profile from global-stock-logos (MIT). For information only, not a recommendation to buy or sell.

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City Union Bank Limited

Today

Ratios

Quarterly results

Revenue and net profit

Profit & loss

Sales, operating profit and net profit

Balance sheet

Equity, debt and assets

Cash flow

Operating, investing and financing cash

Shareholding

Holding over time

Latest (30 Sep 2026)

Dividends & news

Dividends & corporate actions

Board meetings

Filings with NSE

Latest news

About

Company details

Peers