Financial Services · NIFTY 500
Central Bank of India
₹32.31 +0.27 (+0.84%) Updated 12 Nov, 8:49 pm IST
Today
- Open
- ₹32.30
- Prev close
- ₹32.04
- Day high
- ₹32.53
- Day low
- ₹32.15
- Volume
- 82.72 L
- Value traded
- ₹26.74 Cr
- Upper circuit
- ₹38.44
- Lower circuit
- ₹25.64
- 52W high
- ₹40.92
- 52W low
- ₹28.26
- 1 month
- +2.13%
- 6 months
- -14.06%
Ratios
Key numbers
Worked out from the latest filings (Consolidated) and today's price. TTM = last four quarters.
Quarterly results
Results for each quarter
Last 12 quarters, consolidated, ₹ crore. Hover a bar to see the number.
Revenue and net profit
Revenue · QoQ (vs last quarter)
Revenue · YoY (vs a year ago)
Net profit · QoQ (vs last quarter)
Net profit · YoY (vs a year ago)
EPS (₹) · YoY (vs a year ago)
| ₹ Cr | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 7,842 | 8,371 | 8,367 | 8,235 | 8,542 | 8,653 | 8,623 | 8,777 | 9,070 | 9,698 | 9,726 | 10,394 |
| Other income | 1,329 | 1,363 | 1,166 | 1,649 | 1,232 | 1,823 | 1,787 | 1,507 | 1,937 | 1,161 | 988 | 1,380 |
| Total income | 9,171 | 9,734 | 9,533 | 9,884 | 9,774 | 10,476 | 10,410 | 10,284 | 11,007 | 10,859 | 10,714 | 11,774 |
| Interest expended | 4,672 | 4,811 | 4,801 | 4,807 | 4,984 | 5,238 | 5,222 | 5,476 | 5,552 | 5,677 | 5,794 | 6,227 |
| Employee cost | 1,667 | 1,726 | 1,717 | 1,831 | 1,797 | 1,890 | 1,839 | 1,897 | 2,060 | 1,804 | 1,764 | 2,077 |
| Provisions | 821 | 710 | 1,193 | 598 | 559 | 846 | 522 | 316 | 705 | 505 | 405 | 564 |
| Total expenses | 2,557 | 2,851 | 2,726 | 2,902 | 2,814 | 3,221 | 2,873 | 3,012 | 3,158 | 3,068 | 2,724 | 3,268 |
| Exceptional items | — | — | — | — | — | — | 84.9 | — | — | — | — | — |
| Profit before tax | 1,122 | 1,363 | 812 | 1,578 | 1,418 | 1,171 | 1,878 | 1,479 | 1,592 | 1,609 | 1,791 | 1,715 |
| Tax | 395 | 551 | -74.9 | 657 | 450 | 129 | 617 | 260 | 327 | 871 | 462 | 240 |
| Net profit | 728 | 812 | 887 | 921 | 968 | 1,042 | 1,260 | 1,220 | 1,265 | 739 | 1,329 | 1,475 |
| EPS (₹) | 0.85 | 0.94 | 1.09 | 1.06 | 1.11 | 1.27 | 1.42 | 1.36 | 1.40 | 0.82 | 1.46 | 1.64 |
| Gross NPA % | 0.05% | 0.05% | 0.05% | 0.05% | 0.04% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.03% | 0.02% |
| Net NPA % | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.00% | 0.00% | 0.01% | 0.01% | 0.00% |
Profit & loss
Results for each year
3 financial years (April to March), consolidated, ₹ crore.
Sales, operating profit and net profit
Revenue · YoY (vs a year ago)
Net profit · YoY (vs a year ago)
| ₹ Cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Interest earned | 30,849 | 33,797 | 36,168 |
| Other income | 4,713 | 5,871 | 6,331 |
| Total expenses | 10,275 | 11,663 | 12,050 |
| Employee cost | 6,326 | 7,235 | 7,600 |
| Profit before tax | 4,090 | 4,978 | 6,559 |
| Tax | 1,514 | 1,160 | 2,075 |
| Tax rate % | 37.0% | 23.3% | 31.6% |
| Net profit | 2,576 | 3,818 | 4,484 |
| Net margin % | 8.4% | 11.3% | 12.4% |
| EPS (₹) | 3.07 | 4.53 | 5.00 |
Balance sheet
Assets and debt
At each year end (and the latest half year), ₹ crore.
Equity, debt and assets
Shareholders' equity · YoY (vs a year ago)
| ₹ Cr | Mar 24 | Mar 25 | Mar 26 | Sep 26 |
|---|---|---|---|---|
| Share capital | 8,681 | 9,051 | 9,051 | 9,051 |
| Reserves | 23,693 | 27,830 | 29,950 | 32,587 |
| Shareholders' equity | 32,374 | 36,881 | 39,001 | 41,639 |
| Deposits | 385,541 | 413,271 | 468,444 | 508,863 |
| Total borrowings | 20,013 | 21,820 | 31,854 | 38,908 |
| Investments | 144,010 | 141,652 | 157,607 | 164,475 |
| Advances (loans) | 244,399 | 283,505 | 338,209 | 374,377 |
| Total assets | 447,772 | 480,457 | 551,079 | 599,022 |
| Debt / equity | 0.62 | 0.59 | 0.82 | 0.93 |
Cash flow
Cash coming in and going out
For each financial year, ₹ crore. Free cash flow = cash from operations minus spending on fixed assets.
Operating, investing and financing cash
Operations · YoY (vs a year ago)
| ₹ Cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Cash from operations | -5,910 | -2,460 | 2,804 |
| Cash from investing | -584 | -451 | -454 |
| Cash from financing | 0.0 | 1,500 | -713 |
| Net cash flow | -6,494 | -1,410 | 1,637 |
Shareholding
Who holds the shares
Promoter and public holding at each quarter end, as filed with NSE.
Holding over time
Latest (30 Sep 2026)
- Promoter & group
- 81.19%
- Public (FIIs, mutual funds, retail…)
- 18.81%
- Promoter change, last quarter
- 0.00 pts
Dividends & news
Latest dividends and announcements
Dividends & corporate actions
- Interim Dividend - Rs 0.60 Per Share
- Interim Dividend - Re 0.20 Per Share
- Interim Dividend - Re 0.20 Per Share
- Interim Dividend - Re 0.20 Per Share
- Dividend - Re 0.1875 Per Share
- Annual General Meeting
- Annual General Meeting
- Annual General Meeting
Board meetings
- the financial results for the period ended September 30, 2026
- Central Bank of India has informed the Exchange about Board Meeting to be held on 17-Oct-2026 to inter-alia consider and approve the Unaudited Financ…
- the financial results for the period ended Jun 30, 2026
- Central Bank of India has informed the Exchange about Board Meeting to be held on 17-Jul-2026 to inter-alia consider and approve the Unaudited Financ…
- dividend and Fund Raising
Filings with NSE
- General Updates
- General Updates
- Change in Management
- Retirement
- General Updates
- General Updates
- General Updates
Latest news
IOB, Punjab & Sind Bank, Central Bank gear up for share sales to reduce govt stakesbfsi.economictimes.indiatimes.com · 11 Nov, 5:53 pmCentral Bank Of India Key Financial Ratios – Valuation, Profitability & MoreValue Research · 31 Aug, 10:43 pmEarnings call transcript: Central Bank of India posts strong Q1 2026 growthInvesting.com · 17 Jul, 12:30 pmCentral Bank of India shareholders approve ₹7,000 crore equity raisescanx.trade · 1 Aug, 5:04 pmCentral Bank of India Q2 FY27 Results: Advances Jump Nearly 30%, But Who Is Funding the Growth?NiftyTrader · 17 Oct, 12:30 pmCentral Bank of India slips 4% from day's high after announcing Q1 resultsBusiness Standard · 17 Jul, 12:30 pmCentral Bank of India shares fall 6% as OFS priced at 8.6% discount kicks offMoneycontrol.com · 22 May, 12:30 pmCentral Bank of India shares fall 6% as OFS opens for institutional investors; check key detailsUpstox · 21 May, 12:30 pmAbout
About Central Bank of India
The Central Bank of India (CBI) is an Indian public sector bank headquartered in Mumbai. Established on 21 December 1911. Despite its name, CBI is not the central bank of India, a role served by the Reserve Bank of India.
From Wikipedia (CC BY-SA 4.0).
Company details
- Company name
- Central Bank of India
- NSE symbol
- CENTRALBK
- BSE scrip code
- 532885
- ISIN
- INE483A01010
- Listed on
- NSE, BSE
- Series
- EQ (normal equity)
- Listed on NSE since
- 21 Aug 2007
- Face value
- ₹10 per share
- Market lot
- 1 share
- Shares issued
- 905.14 crore
- Index
- NIFTY 500
- Sector (NSE)
- Financial Services
- Industry
- Major Banks
- Managing director / CEO
- Kalyan Kumar
- Headquarters
- Mumbai, Maharashtra, India
- Founded
- 1911
- Employees
- 33,997
- Financial year
- April to March
- Results basis
- Consolidated
- Website
- centralbank.bank.in
Peers
Other Financial Services stocks
Prices from NSE via Upstox. Financials from the company's results filed with NSE (XBRL); ratios are our own working. Profile from global-stock-logos (MIT). For information only, not a recommendation to buy or sell.