Financial Services · NIFTY 500
AU Small Finance Bank Limited
₹979.35 +28.20 (+2.96%) Updated 12 Nov, 6:16 pm IST
Today
- Open
- ₹954.00
- Prev close
- ₹951.15
- Day high
- ₹981.80
- Day low
- ₹947.50
- Volume
- 33.26 L
- Value traded
- ₹324.04 Cr
- Upper circuit
- ₹1,008.20
- Lower circuit
- ₹949.50
- 52W high
- ₹1,144.10
- 52W low
- ₹831.65
- 1 month
- -4.43%
- 6 months
- -8.77%
Ratios
Key numbers
Worked out from the latest filings (Standalone) and today's price. TTM = last four quarters.
Quarterly results
Results for each quarter
Last 12 quarters, standalone, ₹ crore. Hover a bar to see the number.
Revenue and net profit
Revenue · QoQ (vs last quarter)
Revenue · YoY (vs a year ago)
Net profit · QoQ (vs last quarter)
Net profit · YoY (vs a year ago)
EPS (₹) · YoY (vs a year ago)
| ₹ Cr | Dec 23 | Mar 24 | Jun 24 | Sep 24 | Dec 24 | Mar 25 | Jun 25 | Sep 25 | Dec 25 | Mar 26 | Jun 26 | Sep 26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest earned | 2,736 | 2,829 | 3,769 | 3,911 | 4,113 | 4,271 | 4,378 | 4,511 | 4,727 | 5,019 | 5,303 | 5,612 |
| Other income | 450 | 556 | 546 | 638 | 618 | 761 | 811 | 713 | 724 | 731 | 689 | 770 |
| Total income | 3,186 | 3,385 | 4,315 | 4,549 | 4,732 | 5,031 | 5,189 | 5,224 | 5,451 | 5,750 | 5,992 | 6,382 |
| Interest expended | 1,411 | 1,492 | 1,848 | 1,936 | 2,091 | 2,177 | 2,334 | 2,367 | 2,386 | 2,437 | 2,607 | 2,792 |
| Employee cost | 529 | 556 | 790 | 785 | 755 | 817 | 866 | 919 | 1,019 | 1,045 | 1,064 | 1,094 |
| Provisions | 159 | 133 | 319 | 373 | 502 | 635 | 533 | 481 | 331 | 269 | 371 | 359 |
| Total expenses | 1,117 | 1,228 | 1,478 | 1,481 | 1,436 | 1,562 | 1,543 | 1,647 | 1,850 | 1,962 | 1,949 | 2,077 |
| Exceptional items | — | -76.8 | — | — | — | — | — | — | — | — | — | — |
| Profit before tax | 498 | 455 | 669 | 759 | 703 | 657 | 779 | 729 | 884 | 1,082 | 1,064 | 1,154 |
| Tax | 123 | 84.1 | 166 | 188 | 175 | 153 | 198 | 168 | 217 | 250 | 268 | 297 |
| Net profit | 375 | 371 | 503 | 571 | 528 | 504 | 581 | 561 | 668 | 832 | 796 | 858 |
| EPS (₹) | 5.58 | 5.52 | 6.74 | 7.65 | 7.08 | 6.75 | 7.78 | 7.48 | 8.87 | 11.01 | 10.51 | 11.30 |
| Gross NPA % | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% | 0.02% |
| Net NPA % | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% |
Profit & loss
Results for each year
3 financial years (April to March), standalone, ₹ crore.
Sales, operating profit and net profit
Revenue · YoY (vs a year ago)
Net profit · YoY (vs a year ago)
| ₹ Cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Interest earned | 10,555 | 16,064 | 18,636 |
| Other income | 1,746 | 2,526 | 2,978 |
| Total expenses | 4,388 | 5,957 | 7,002 |
| Employee cost | 2,104 | 3,148 | 3,848 |
| Profit before tax | 1,999 | 2,788 | 3,474 |
| Tax | 465 | 682 | 833 |
| Tax rate % | 23.2% | 24.5% | 24.0% |
| Net profit | 1,535 | 2,106 | 2,641 |
| Net margin % | 14.5% | 13.1% | 14.2% |
| EPS (₹) | 22.86 | 28.24 | 35.01 |
Balance sheet
Assets and debt
At each year end (and the latest half year), ₹ crore.
Equity, debt and assets
Shareholders' equity · YoY (vs a year ago)
| ₹ Cr | Mar 24 | Mar 25 | Mar 26 | Sep 26 |
|---|---|---|---|---|
| Share capital | 669 | 745 | 748 | 751 |
| Reserves | 11,890 | 16,422 | 19,225 | 21,058 |
| Shareholders' equity | 12,560 | 17,166 | 19,974 | 21,810 |
| Deposits | 87,182 | 124,269 | 152,661 | 170,460 |
| Total borrowings | 5,479 | 11,660 | 13,872 | 14,239 |
| Investments | 27,133 | 37,848 | 44,794 | 47,530 |
| Advances (loans) | 73,163 | 107,092 | 134,276 | 148,508 |
| Total assets | 109,426 | 157,846 | 191,797 | 211,804 |
| Debt / equity | 0.44 | 0.68 | 0.69 | 0.65 |
Cash flow
Cash coming in and going out
For each financial year, ₹ crore. Free cash flow = cash from operations minus spending on fixed assets.
Operating, investing and financing cash
Operations · YoY (vs a year ago)
| ₹ Cr | FY24 | FY25 | FY26 |
|---|---|---|---|
| Cash from operations | 2,608 | 5,462 | 1,829 |
| Cash from investing | -4,855 | -5,931 | -5,090 |
| Cash from financing | -802 | 2,407 | 2,318 |
| Net cash flow | -3,049 | 1,938 | -943 |
Shareholding
Who holds the shares
Promoter and public holding at each quarter end, as filed with NSE.
Holding over time
Latest (30 Sep 2026)
- Promoter & group
- 22.67%
- Public (FIIs, mutual funds, retail…)
- 77.33%
- Promoter change, last quarter
- -0.07 pts
Dividends & news
Latest dividends and announcements
Dividends & corporate actions
- Dividend - Re 1 Per Share
- Dividend - Re 1 Per Share
- Dividend - Re 1 Per Share
- Dividend - Re 1 Per Share
- Dividend - Rs 0.50 Per Share
- Bonus 1:1
- Annual General Meeting/Dividend - Rs 0.75 Per Share
- Annual General Meeting/Dividend- Re 0.50 Per Share
Board meetings
- AU Small Finance Bank Limited has informed the Exchange about Board Meeting to be held on 24-Oct-2026 to inter-alia consider and approve the Unaudite…
- the financial results for the period ended September 30, 2026
- AU Small Finance Bank Limited has informed the Exchange about Board Meeting to be held on 25-Jul-2026 to inter-alia consider and approve the Unaudite…
- the financial results for the period ended Jun 30, 2026
- the Yearly Audited Financial results of the Company for the period ended March 2026 and Dividend/Fund raising.
Filings with NSE
- Analysts/Institutional Investor Meet/Con. Call Updates
- ESOP/ESOS/ESPS
- News Verification
- Updates
- Analysts/Institutional Investor Meet/Con. Call Updates
- Copy of Newspaper Publication
- Analysts/Institutional Investor Meet/Con. Call Updates
Latest news
3 banks with triple-digit profit growth at up to 72% lower P/Bs than AU Small Finance BankThe Financial Express · 11 Nov, 5:10 amAU Small Finance Bank schedules analyst meets for mid-November 2026scanx.trade · 12 Nov, 2:44 amAU Small Finance Bank Ltd.Moneycontrol.com · 12 Nov, 3:44 pmWhat AU Small Finance Bank Holders Bought IntoYahoo Finance · 17 Oct, 12:30 pmAU Small Finance Bank Q2’FY27 slides: 53% profit surge, AI gainsInvesting.com · 24 Oct, 12:30 pmNifty Bank index rallies 4% in two days, nears record high; here's whyBusiness Standard · 11 Nov, 12:27 pmAU Small Finance Bank Q1 Results Today: Stock Up 2% Ahead of 4 PM IST CallNiftyTrader · 25 Jul, 12:30 pmAU Small Finance Bank shares fall over 7% amid margin concerns in Q2; here's what brokerages sayMoneycontrol.com · 26 Oct, 12:30 pmAbout
About AU Small Finance Bank Limited
AU Small Finance Bank Limited is listed on the NSE under the symbol AUBANK and belongs to the Financial Services sector.
Company details
- Company name
- AU Small Finance Bank Limited
- NSE symbol
- AUBANK
- BSE scrip code
- 540611
- ISIN
- INE949L01017
- Listed on
- NSE, BSE
- Series
- EQ (normal equity)
- Listed on NSE since
- 10 Jul 2017
- Face value
- ₹10 per share
- Market lot
- 1 share
- Shares issued
- 75.14 crore
- Index
- NIFTY 500
- Sector (NSE)
- Financial Services
- Industry
- Regional Banks
- Managing director / CEO
- Sanjay Agarwal
- Chair
- H. R. Khan
- Headquarters
- Jaipur, Rajasthan, India
- Registered address
- 5th Floor, E-Wing, Kanakia Zillion, Junction of CST Road & LBS Road, Kurla (West), Mumbai – 400070, Maharashtra
- Founded
- 1996
- Employees
- 59,207
- Financial year
- April to March
- Results basis
- Standalone
- Website
- au.bank.in
Peers
Other Financial Services stocks
Prices from NSE via Upstox. Financials from the company's results filed with NSE (XBRL); ratios are our own working. Profile from global-stock-logos (MIT). For information only, not a recommendation to buy or sell.