Financial Services · NIFTY 500

Aavas Financiers Limited

NSEAAVAS BSE541988 ISININE216P01012 SeriesEQ Listed on NSE · BSE · MSEI

₹1,138.00 +18.40 (+1.64%) Updated 12 Nov, 7:47 pm IST

Open chart Back to screener

Price, daily close-30.68% in a year

Today

Open: ₹1,128.00
Prev close: ₹1,119.60
Day high: ₹1,148.70
Day low: ₹1,115.70
Volume: 2.16 L
Value traded: ₹24.60 Cr
Upper circuit: ₹1,343.50
Lower circuit: ₹895.70
52W high: ₹1,771.90
52W low: ₹1,055.30
1 month: -4.44%
6 months: -19.02%

52W low52W high

Ratios

Key numbers

Worked out from the latest filings (Standalone) and today's price. TTM = last four quarters.

Market cap₹9,024 Cr

P/E (TTM)12.87

P/B1.67

Book value / share₹680.81

EPS (TTM)₹88.41

ROE13.1%

Dividend yield—

Dividend (12m)—

Net margin (TTM)24.9%

Operating marginn/a (bank)

Debt / equityn/a (bank)

Current ratio—

EV / EBITDA—

Sales growth (YoY qtr)+10.39%

Profit growth (YoY qtr)+10.73%

Sales CAGR 3Y+18.61%

Profit CAGR 3Y+15.05%

Shares7.93 Cr

Quarterly results

Results for each quarter

Last 12 quarters, standalone, ₹ crore. Hover a bar to see the number.

Revenue and net profit

508117

Dec 23

546143

Mar 24

542126

Jun 24

579148

Sep 24

597146

Dec 24

636154

Mar 25

628139

Jun 25

667164

Sep 25

674170

Dec 25

715182

Mar 26

709171

Jun 26

736182

Sep 26

Revenue · QoQ (vs last quarter)

—+7.5%-0.7%+6.8%+3.0%+6.6%-1.4%+6.3%+1.1%+6.0%-0.8%+3.9%

Revenue · YoY (vs a year ago)

————+17%+17%+16%+15%+13%+12%+13%+10%

Net profit · QoQ (vs last quarter)

—+22%-12%+17%-1.0%+5.0%-9.4%+18%+3.7%+6.8%-5.7%+6.0%

Net profit · YoY (vs a year ago)

————+26%+7.8%+10%+11%+16%+18%+23%+11%

RevenueNet profitLine = trend

14.72

Dec 23

18.00

Mar 24

15.92

Jun 24

18.67

Sep 24

18.45

Dec 24

19.26

Mar 25

17.45

Jun 25

20.55

Sep 25

21.32

Dec 25

22.78

Mar 26

21.51

Jun 26

22.80

Sep 26

EPS (₹) · YoY (vs a year ago)

————+25%+7.0%+9.6%+10%+16%+18%+23%+11%

EPS (₹)Line = trend

₹ Cr	Dec 23	Mar 24	Jun 24	Sep 24	Dec 24	Mar 25	Jun 25	Sep 25	Dec 25	Mar 26	Jun 26	Sep 26
Interest earned	508	546	542	579	597	636	628	667	674	715	709	736
Other income	1.2	0.8	0.2	1.3	1.2	1.3	0.4	0.4	0.4	0.2	0.4	0.5
Total income	509	547	543	580	598	637	628	667	675	715	709	737
Raw material	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Purchases	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Employee cost	83.1	95.9	91.6	83.6	90.6	112	111	113	114	133	122	121
Other expenses	41.1	37.2	36.8	42.0	42.3	47.6	43.9	46.1	45.4	56.7	48.2	48.4
Total expenses	359	369	382	390	410	444	449	456	455	484	489	501
Finance cost	217	222	235	249	259	265	271	276	274	273	293	305
Depreciation	8.7	9.1	8.5	8.9	9.2	9.8	9.3	10.7	11.1	11.9	11.1	12.2
Profit before tax	150	177	161	190	188	193	179	211	219	231	220	236
Tax	33.1	34.9	34.8	42.1	42.0	39.5	39.9	47.3	49.3	49.1	48.8	54.1
Net profit	117	143	126	148	146	154	139	164	170	182	171	182
EPS (₹)	14.72	18.00	15.92	18.67	18.45	19.26	17.45	20.55	21.32	22.78	21.51	22.80

Profit & loss

Results for each year

7 financial years (April to March), standalone, ₹ crore.

Sales, operating profit and net profit

902249

FY20

1,103289

FY21

1,304357

FY22

1,608430

FY23

2,017491

FY24

2,355574

FY25

2,683655

FY26

Revenue · YoY (vs a year ago)

—+22%+18%+23%+25%+17%+14%

Net profit · YoY (vs a year ago)

—+16%+23%+21%+14%+17%+14%

RevenueNet profitLine = trend

₹ Cr	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Interest earned	902	1,103	1,304	1,608	2,017	2,355	2,683
Other income	0.8	2.2	1.2	1.8	2.8	3.9	1.4
Total expenses	601	752	851	1,061	1,396	1,626	1,844
Employee cost	147	172	232	301	356	378	470
Finance cost	356	458	478	591	828	1,007	1,095
Depreciation	19.6	20.6	23.8	28.7	32.7	36.5	43.1
Profit before tax	302	353	455	549	624	733	840
Tax	52.9	63.8	98.1	119	134	158	186
Tax rate %	17.5%	18.1%	21.6%	21.7%	21.4%	21.6%	22.1%
Net profit	249	289	357	430	491	574	655
Net margin %	27.6%	26.2%	27.4%	26.7%	24.3%	24.4%	24.4%
EPS (₹)	31.49	36.62	45.02	54.32	61.93	71.97	82.14

Balance sheet

Assets and debt

At each year end (and the latest half year), ₹ crore.

Equity, debt and assets

3,2708,3160.0

Mar 23

3,77310,9330.0

Mar 24

4,36112,1220.0

Mar 25

5,05113,558

Mar 26

5,39814,3610.0

Sep 26

Shareholders' equity · YoY (vs a year ago)

—+15%+16%+16%—

Shareholders' equityBorrowingsDepositsLine = trend

₹ Cr	Mar 23	Mar 24	Mar 25	Mar 26	Sep 26
Shareholders' equity	3,270	3,773	4,361	5,051	5,398
Deposits	0.0	0.0	0.0	—	0.0
Total borrowings	8,316	10,933	12,122	13,558	14,361
Fixed assets (PPE)	31.6	29.7	30.4	37.9	38.3
Investments	123	182	230	271	344
Inventories	0.0	0.0	0.0	0.0	0.0
Cash & equivalents	177	20.6	11.3	229	429
Total assets	13,411	16,519	18,618	21,213	22,341
Debt / equity	2.54	2.90	2.78	2.68	2.66

Cash flow

Cash coming in and going out

For each financial year, ₹ crore. Free cash flow = cash from operations minus spending on fixed assets.

Operating, investing and financing cash

-1,136-4671,623

FY22

-1,9101861,858

FY23

-1,987-6472,477

FY24

-1,6601761,475

FY25

-1,386-1171,720

FY26

Operations · YoY (vs a year ago)

—-68%-4.0%+16%+16%

OperationsInvestingFinancingLine = trend

₹ Cr	FY22	FY23	FY24	FY25	FY26
Cash from operations	-1,136	-1,910	-1,987	-1,660	-1,386
Cash from investing	-467	186	-647	176	-117
Cash from financing	1,623	1,858	2,477	1,475	1,720
Spent on fixed assets	-15.6	-39.0	-32.7	-30.1	-32.8
Free cash flow	-1,152	-1,949	-2,019	-1,690	-1,419
Net cash flow	20.4	134	-156	-9.2	217

Shareholding

Who holds the shares

Promoter and public holding at each quarter end, as filed with NSE.

Holding over time

39.1%Dec 23

26.5%Mar 24

26.5%Jun 24

26.5%Sep 24

26.5%Dec 24

26.5%Mar 25

49.0%Jun 25

49.0%Sep 25

49.0%Dec 25

48.9%Mar 26

48.9%Jun 26

48.9%Sep 26

Promoter & groupPublic

Latest (30 Sep 2026)

48.9%promoter

Promoter & group: 48.88%
Public (FIIs, mutual funds, retail…): 51.12%
Promoter change, last quarter: 0.00 pts

Dividends & news

Latest dividends and announcements

Dividends & corporate actions

No recent corporate actions.

Board meetings

the Quarterly Unaudited Financial results of the Company for the period ended September 2026 and Other business.26-Oct-2026
the unaudited financial results for the Quarter and Half Year ended September 30, 202626-Oct-2026
the Quarterly Unaudited Financial results of the Company for the period ended June 2026 and Other business.21-Jul-2026
the unaudited financial results for the period ended Jun 30, 2026, and other business matters21-Jul-2026
the Yearly Audited Financial results of the Company for the period ended March 2026 and Fund raising/Other business.05-May-2026

Filings with NSE

Analysts/Institutional Investor Meet/Con. Call Updates12 Nov
General Updates7 Nov
Credit Rating5 Nov
Copy of Newspaper Publication5 Nov
Shareholders meeting4 Nov
Shareholders meeting2 Nov
Analysts/Institutional Investor Meet/Con. Call Updates2 Nov

Latest news

AAVAS Forecast — Price Target — Prediction for 2027TradingView · 25 Jun, 8:36 pm Aavas Financiers - FIIs cut stakes in 12 stocks in September quarter; shares fall up to 27% in 3 monthsThe Economic Times · 12 Oct, 12:30 pm Aavas Financiers pares losses after clarification on NHB inspection; stock down less than 1%Moneycontrol.com · 22 Jun, 12:30 pm Aavas Financiers shares decline nearly 4% as CFO, CRO quit; Co clarifies on Moneycontrol reportCNBC TV18 · 22 Jun, 12:30 pm AAVAS Financiers hits 52-week low, stock slips 7% post Q3 resultsBusiness Standard · 6 Feb, 1:30 pm Aavas Financiers shares jump 4% as CEO Bhinder resigns; former Kotak executive Manu Yeshpal Singh takes chargeFortune India · 21 Apr, 12:30 pm AAVAS Financiers Ltd Share Price Today NSE/BSE ChartsAlice Blue · 5 Sep, 1:33 am Aavas Financiers Q2 Results FY27: Date and ExpectationsUnivest · 8 Sep, 12:30 pm

About

About Aavas Financiers Limited

Aavas Financiers Limited is listed on the NSE under the symbol AAVAS and belongs to the Financial Services sector.

Company details

Company name: Aavas Financiers Limited
NSE symbol: AAVAS
BSE scrip code: 541988
ISIN: INE216P01012
Listed on: NSE, BSE, MSEI
Series: EQ (normal equity)
Listed on NSE since: 8 Oct 2018
Face value: ₹10 per share
Market lot: 1 share
Shares issued: 7.93 crore
Index: NIFTY 500
Sector (NSE): Financial Services
Industry: Finance/Rental/Leasing
Managing director / CEO: Manu Yeshpal Singh
Chair: Vellur Gopalaraghavan Kannan
Headquarters: India, Rajasthan, India
Registered address: 201-202, 2nd Floor, South End Square Mansarover Industrial Area, Jaipur-302020, Rajasthan, India
Founded: 2011
Employees: 9,471
Financial year: April to March
Results basis: Standalone
Website: aavas.in

Peers

Other Financial Services stocks

Prices from NSE via Upstox. Financials from the company's results filed with NSE (XBRL); ratios are our own working. Profile from global-stock-logos (MIT). For information only, not a recommendation to buy or sell.

India, Wall Street, crypto and commodities, live.

Every product, one clear workflow.

Built from data, on the record.

A clearer view of the markets.

Calculators and tools that show the maths.

Read the numbers, not the noise.

Aavas Financiers Limited

Today

Ratios

Quarterly results

Revenue and net profit

Profit & loss

Sales, operating profit and net profit

Balance sheet

Equity, debt and assets

Cash flow

Operating, investing and financing cash

Shareholding

Holding over time

Latest (30 Sep 2026)

Dividends & news

Dividends & corporate actions

Board meetings

Filings with NSE

Latest news

About

Company details

Peers