Asset Reconstruction Co.(India) IPO
ARCIL · BSE, NSE · Mainboard · Finance - NBFC
Overview
Updated 12 days agoAsset Reconstruction Company (India) Limited is an asset reconstruction company (ARC) that acquires stressed assets from banks and financial institutions to resolve them through various strategies. The company is offering up to 52,731,946 equity shares through an offer for sale by its existing shareholders.
The red bar is the price band. GMP-implied price is an unofficial grey-market number, not a forecast.
How much to apply
| Application | Lots | Shares | Amount |
|---|---|---|---|
| Retail (min) | 1 | 107 | ₹14,873 |
| Retail (max) | 13 | 1,391 | ₹1,93,349 |
| sNII (min) | 14 | 1,498 | ₹2,08,222 |
| bNII (min) | 68 | 7,276 | ₹10,11,364 |
At the upper band. The amount is blocked in your bank account through UPI, not paid, until allotment.
Final subscription
As of 31 Oct, 16:42 ISTTimes the shares on offer were bid for, by investor category. Above 1x means the category is fully booked.
Listing performance
Latest price updated 5 hr ago.
Issue details
| Status | Listed |
| Exchange | BSE, NSE |
| Segment | Mainboard |
| Sector | Finance - NBFC |
| Price band | ₹132–139 |
| Final issue price | ₹139.00 |
| Face value | ₹10 per share |
| Lot size | 107 shares |
| Minimum investment | ₹14,873 |
| Issue size | ₹733 Cr |
| Market cap at upper band | ₹4,516 Cr |
| P/E at upper band | 12.9x |
| Registrar | MUFG Intime India Private Limited |
| Lead managers | IIFL Capital Services Limited, IDBI Capital Markets & Securities Limited, JM Financial Limited |
| NSE symbol | ARCIL |
| ISIN | INE148G01016 |
Shareholder quota and promoter holding
Company & business
Asset Reconstruction Company (India) Limited (Arcil) was incorporated in 2002 as the first ARC in India. It is engaged in the business of acquiring stressed assets from banks and financial institutions and implementing resolution strategies such as restructuring, enforcement of rights on underlying securities, and settlement. The company operates across three business verticals: Corporate loans, SME and Other loans, and Retail loans. It manages these assets through various trusts and employs a mix of resolution and collection strategies, including legal mechanisms like the IBC and SARFAESI Act. The company is headquartered in Mumbai, Maharashtra.
Objects of the issue — how the money will be used
- Achieve the benefits of listing the Equity Shares on the Stock Exchanges
- Offer for Sale by the Selling Shareholders
Key strengths
- First ARC to be incorporated in India with a long operating history
- Diversified portfolio across Corporate, SME, and Retail loan segments
- Experienced management team with domain expertise
- Robust collection infrastructure and technology-driven resolution strategies
- Strong backing from marquee promoters including Avenue India Resurgence and State Bank of India
Key risks
- Revenue and profits are largely dependent on the value and composition of AUM
- Non-compliance with RBI observations could lead to penalties and restrictions
- Inability to source and acquire sufficient stressed assets at appropriate prices
- Inability to recover outstanding amounts from stressed assets in a timely manner
- Significant portion of AUM is concentrated in the corporate loans vertical
- Reliance on third-party service providers for collection and other services
- Highly competitive industry with potential for fee compression
Promoters
Avenue India Resurgence Pte. Ltd., State Bank of India
Decoded from the RHP with AI on 01-Nov-2026. Check the offer document before you apply.
Financials (restated, ₹ crore)
| Period | Revenue | Expenses | Profit after tax | Assets | Net worth | Borrowings |
|---|---|---|---|---|---|---|
| FY24 | 605.82 | -- | 330.47 | 3,656.69 | 2,426.51 | 149.95 |
| FY25 | 581.76 | -- | 329.51 | 4,395.99 | 2,663.14 | 305.93 |
| FY26 | 721.69 | -- | 351.69 | 5,726.40 | 2,955.21 | 1,205.50 |
Key performance indicators · FY26
Peers & valuation
Other Finance - NBFC IPOs
Same sector, listed just before and after this one, with their listing-day change.
Vaibhav VyapaarLOANFRONT · NSE · SME · Finance - NBFC−1.8%21 Oct Documents and resources
Offer documents and the issuer, exchange, registrar and SEBI pages for this issue.